Welcome to Chat with Experts ("Service") brought to you by IndiaInfoline.com, with a view to enabling you to post questions and views subject to the Terms and conditions contained herein:

1. Acceptance of Terms:

Your use of this service is subject to your compliance with the terms and conditions ("Terms") set forth herein. You are advised to read them carefully, before using this Service. In the event if at any time any of the Terms are not acceptable to you are advised not to use this service. These terms and conditions are subject to change from time to time at the sole discretion of IndiaInfoline.com. The most recent version can be accessed by clicking on “Terms of Use” located at the bottom of our Web page

2. Modification of Service:

IndiaInfoline.com reserves the right to modify and alter the services at any time at its sole discretion without any notice to you

3.Member’s conduct

You may post the text/content/material (“Content”) freely to express your questions and views – this should not be done at the cost of hurting the feelings of anyone.

You agree and undertake that you shall not post/upload any content that is:

(a) for the purposes of spamming, junk mail, chain letters, soliciting business or any other commercial/monetary gain;

(b) false, misleading, unlawful or with the intent to defraud, harass, stalk, threaten, abuse, intimidate, accuse, impersonate or harm the feelings of anyone;

(c) illegal, obscene, pornographic, vulgar, provocative, defamatory, indecent, libelous, racist, hateful, threatening, infringing of intellectual property rights, invasive of privacy or public rights or any other third party rights or otherwise injurious or objectionable;

(d) is an expression of bigotry or hatred based on age, gender, race, religion, caste, class, lifestyle preference, and nationality

(e) To promote, market, offer for sale or solicit business for any product or services whether owned/offered by you or any third party directly or indirectly through the Service.

(f) Copyrighted material in which the rights are not owned or controlled by you.

(g) Violate any applicable laws or regulations.

This service is brought to you as matter of convenience for your personal and non-commercial use. You agree and undertake that you shall not use this service for any purpose that is unlawful or prohibited.

To use this Service you will be required to register with the Service. You agree to provide IndiaInfoline.com current and accurate registration information as prompted by the Service. You are entirely responsible for maintaining the confidentiality of your password and account. You shall be fully liable for all use of your account, including any unauthorized use of your account by any third-party and Indiainfoline.com shall not held liable for the same..

You expressly agree, understand and acknowledge that IndiaInfoline.com monitors and verifies any Content posted through this Service. You shall not post any obscene/vulgar/pornographic Content.

You must use the Service in a manner consistent with any and all applicable local, state, Indian and International law and such other applicable laws, rules and regulations. Illegal and/or unauthorized use of the Service, including unauthorized framing of or linking to the IndiaInfoline Site will be investigated, and appropriate legal action will be taken, including without limitation, civil, criminal and injunctive redress

4. IndiaInfoline.com reserves the following rights:

IndiaInfoline.com assumes no responsibility for the Content, no obligation to modify or remove any inappropriate messages/content and no responsibility for the conduct of any user of this Service. However, IndiaInfoline.com reserves the right to review the Content posted and to remove any content in its sole discretion

In the event that IndiaInfoline.com receives a complaint/abuse report that the Contents posted on this Service infringe intellectual property rights or are otherwise unlawful, IndiaInfoline.com shall request written substantiation of the complaint from the complaining party and also has right to block access of the said member untill the investigation. Upon the investigation, incase, the Complaint is found to be correct, the said member can be terminated from the access. As such, IndiaInfoline.com will require substantiation of proof of ownership in the form of a trademark, service mark, patent or copyright registration and will take such steps that it believes to be appropriate under the circumstances. Further, Indiainfoline.com shall not held liable for infringement, if any.

IndiaInfoline.com reserves the right to terminate your access to the Service at any time without any notice, without any liability, for any reason whatsoever, including if IndiaInfoline.com believes that you have violated or acted inconsistently with the spirit of these Terms. However, the provisions of Sections 4, 5, 6, 7, 8, 9 and 10 shall survive any such termination

IndiaInfoline.com reserves the right to release current or past member information that IndiaInfoline.com believes is in violation of the terms of service or page content guidelines, or used to commit unlawful acts, or if the information is subpoenaed, or a request is received from the law enforcement agencies or a court order and/or if IndiaInfoline.com deems it necessary and/or appropriate

5. Rights in the Content:

Members are solely responsible for everything contained in the content posted by them on the Service. Views expressed by members are their individual views and IndiaInfoline.com is not responsible for any such views, expressions, ideas, comments, statements and content of the same

IndiaInfoline.com does not claims any ownership in the Content posted by you including without limitation the feedback and suggestions provided. However, by posting the content you represent and warrant that you either own or otherwise control all the rights in the content including but not limited to the intellectual property rights, right to post, upload, input or submit the content. By posting/ uploading the content you are granting IndiaInfoline.com, its subsidiaries, affiliates a non-exclusive, royalty free, perpetual, worldwide license to use the content posted by you including without limitation the right to adapt, copy, create derivative works based on, distribute, transmit, publicly display, publicly perform, reproduce, alter, edit, format, translate, store, view, sublicense and/or delete your content, without compensation to you or any other provider of the content. You also permit any user/anyone to access, display, view, store and reproduce your content for personal use.

6. Disclaimer and limitation of liability:

Members expressly agree and acknowledge that the use of the service is at their sole risk. The service is provided on an "as is" and "as available" basis. IndiaInfoline.com expressly disclaims all warranties of any kind, whether express or implied. IndiaInfoline.com makes no warranty that the services will meet the member's requirements, or the services will be uninterrupted, timely, secure, or error free; nor does IndiaInfoline.com make any warranty as to the results that may be obtained through the service or that defects in the software will be corrected. Member understands and agrees that any material and/or data downloaded or otherwise obtained through the use of the service is done at the member's own discretion and risk and member will be solely responsible for any damage to their computer systems or loss of data that results from the download of such material and/or data. IndiaInfoline.com makes no warranty regarding any transactions entered into through the service. No advice or information, whether oral or written, which the member obtains from IndiaInfoline.com or through the service shall create any warranty not expressly made herein.

IndiaInfoline.com does not endorse in anyway any contents of the expression of the members on this Service. Please therefore verify the veracity of all information on own before undertaking reliance and actioning thereupon. IndiaInfoline.com shall neither be responsible nor liable for any consequential damages arising on account of the member relying on the contents. IndiaInfoline.com shall not be liable for any direct, indirect, incidental, special or consequential damages or for interrupted communications, lost data or lost profits arising out of or in connection with this service, even if IndiaInfoline.com has been advised of the possibility of damages, or inability to use the IndiaInfoline sites/services or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the IndiaInfoline sites/services, or otherwise arising out of the use of the IndiaInfoline sites/services, whether based on contract, tort, negligence, strict liability or otherwise, even if IndiaInfoline.com or any of its suppliers has been advised of the possibility of damages. IndiaInfoline.com does not endorse in anyway any advertisers/ contents of advertisers on its web pages.

IndiaInfoline.com has made this service available to use as a matter of convenience. IndiaInfoline.com expressly disclaims any claim or liability arising out of posting of any obscene, vulgar or pornographic Content by any member. You agree and acknowledge that you shall be solely responsible for your conduct and that IndiaInfoline.com reserves the right to terminate your rights to use the Service immediately, notwithstanding penal provisions under the Indian cyber laws or any other allied laws enacted by the government of India or any other statutory, legislative or regulatory authority authorized in this regard from time to time.

Some jurisdictions do not allow the limitation of liability so some of the above limitations may not apply to you.

7. Privacy Policy:

All information provided by you or collected by IndiaInfoline.com during your access to this Service is governed by our Privacy Policy which is hereby incorporated into these Terms by this reference

8. Indemnity:

You agree to defend, indemnify and hold harmless IndiaInfoline.com, its subsidiary and affiliate companies, its employees, directors, officers, agents and their successors and assigns from and against any and all claims, liabilities, damages, losses, costs and expenses, including attorney's fees, caused by or arising out of claims based upon the use of your account, or in connection with the contents of your message post on this Service including any claim of libel, defamation, violation of rights of privacy or publicity, loss of service by other members/third party and infringement of intellectual property or other rights.

9. Miscellaneous:

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed to be superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and IndiaInfoline.com with respect to the India Infoline sites/services and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and IndiaInfoline.com with respect to the India Infoline sites/services. IndiaInfoline.com's failure to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches.

10. Jurisdiction:

This agreement is governed and construed in accordance with the Union Republic of India. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Mumbai, Maharashtra, India, in all disputes arising out of or relating to the use of the India Infoline sites/services. Use of the India Infoline sites/services is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree to indemnify and hold IndiaInfoline.com, its subsidiaries, affiliates, officers, directors, employees, and representatives harmless from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party due to or arising out of your use of or conduct on the India Infoline sites/services.

IndiaInfoline.com’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of India Infoline's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the India Infoline sites/services or information provided to or gathered by IndiaInfoline.com with respect to such use.

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What is this section all about?

India Infoline Chat with Experts is an investor community arena where you can express, ask questions , share and read views and messages of fellow investors. The Chat with Expertsis freely accessible wherein you can ask questions and view questions raised by other users However, if you wish to participate login to Chat with Experts. For which, you need to be a registered users of www.indiainfoline.com and Registration is Free!

Note: Views expressed here are purely of participant and should not be taken as views of the company. And in case if any vulgar or unethical comments / topics are posted, India Infoline reserves the rights to remove such comments.

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