| Particulars | Mar-12
(Rs.Cr) | Mar-11
(Rs.Cr) | Mar-10
(Rs.Cr) | | Interest Earned | 15,523 | 11,015 | 8,369 | | Operating Expenses | 13,052 | 9,331 | 7,337 | | Operating Profit Before Prov. & Cont. | 3,770 | 3,055 | 2,549 | | Provisions & Contingencies | 1,607 | 1,124 | 777 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 296 | 456 | 554 | | Deferred Tax | 0 | 52 | 11 | | Net Profit | 1,867 | 1,423 | 1,206 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 1,867 | 1,423 | 1,206 | | | | | | | EPS (Unit Curr.) | 39 | 32 | 27 | | EPS (Adj) (Unit Curr.) | 39 | 32 | 27 | | Calculated EPS (Unit Curr.) | 37 | 30 | 27 | | Calculated EPS (Adj) (Unit Curr.) | 37.3 | 29.9 | 27.0 | | Calculated EPS (Ann.) (Unit Curr.) | 37.3 | 29.9 | 27.0 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 37.3 | 29.9 | 27.0 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 151.2 | | Dividend (%) | 60.0 | 60.0 | 55.0 | | Equity | 500.0 | 476.2 | 446.7 | | Reserve & Surplus | 9,146.6 | 7,166.9 | 5,437.6 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 200,000,000 | 200,000,000 | 200,000,000 | | Non-Promoter Holding (%) | 44.8 | 42.0 | 44.8 | | (%) of shares held by GOI | 55.2 | 58.0 | 55.2 | | | | | | | PBIDTM(%) | 81 | 81 | 89 | | PBDTM(%) | 13.93 | 17.53 | 21.17 | | PATM(%) | 12.03 | 12.92 | 14.41 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 12.98 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 2,058.98 | 1,647.92 | 1,221.80 | | Net Non Performing Assets | 1,091.70 | 736.37 | 470.15 | | (%) Gross Non Performing Assets | 1.83 | 1.74 | 1.69 | | (%) Net Non Performing Assets | 0.98 | 0.79 | 0.66 | | Return on Assets(Annualised) | 1.02 | 1.11 | 1.16 | | | | | |
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