| Particulars | Mar-12
(Rs.Cr) | Mar-11
(Rs.Cr) | Mar-10
(Rs.Cr) | | Interest Earned | 5,558 | 4,052 | 3,673 | | Operating Expenses | 4,584 | 3,142 | 2,939 | | Operating Profit Before Prov. & Cont. | 1,506 | 1,427 | 1,265 | | Provisions & Contingencies | 337 | 525 | 405 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 393 | 316 | 362 | | Deferred Tax | 0 | -2 | 34 | | Net Profit | 777 | 587 | 465 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 777 | 587 | 465 | | | | | | | EPS (Unit Curr.) | 45 | 34 | 27 | | EPS (Adj) (Unit Curr.) | 45 | 34 | 27 | | Calculated EPS (Unit Curr.) | 45 | 34 | 27 | | Calculated EPS (Adj) (Unit Curr.) | 45.4 | 34.3 | 27.2 | | Calculated EPS (Ann.) (Unit Curr.) | 45.4 | 34.3 | 27.2 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 45.4 | 34.3 | 27.2 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 273.9 | | Dividend (%) | 90.0 | 85.0 | 50.0 | | Equity | 171.1 | 171.1 | 171.0 | | Reserve & Surplus | 5,529.9 | 4,932.0 | 4,513.6 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 166,907,000 | 167,675,000 | 167,211,000 | | Non-Promoter Holding (%) | 97.6 | 98.1 | 97.8 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 86 | 79 | 85 | | PBDTM(%) | 21.04 | 22.26 | 23.40 | | PATM(%) | 13.98 | 14.49 | 12.65 | | | | | | | Capital Adequacy Ratio | 13.83 | 15.39 | 17.27 | | Tier I Capital | 0.00 | 13.79 | 15.27 | | Tier II Capital | 0.00 | 1.60 | 2.00 | | | | | | | Gross Non Performing Assets | 1,300.83 | 1,148.33 | 820.97 | | Net Non Performing Assets | 199.00 | 190.69 | 128.79 | | (%) Gross Non Performing Assets | 3.35 | 3.49 | 2.97 | | (%) Net Non Performing Assets | 0.53 | 0.60 | 0.48 | | Return on Assets(Annualised) | 1.41 | 1.34 | 1.15 | | | | | |
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