| Particulars | Mar-12
(Rs.Cr) | Mar-11
(Rs.Cr) | Mar-10
(Rs.Cr) | | Interest Earned | 12,231 | 9,361 | 7,714 | | Operating Expenses | 10,000 | 7,251 | 6,283 | | Operating Profit Before Prov. & Cont. | 3,411 | 3,292 | 2,747 | | Provisions & Contingencies | 1,195 | 657 | 396 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 521 | 920 | 797 | | Deferred Tax | -52 | 0 | 0 | | Net Profit | 1,747 | 1,714 | 1,555 | | | | | | | Extra-ordinary Items | 52 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 1,695 | 1,714 | 1,555 | | | | | | | EPS (Unit Curr.) | 40 | 39 | 35 | | EPS (Adj) (Unit Curr.) | 40 | 39 | 35 | | Calculated EPS (Unit Curr.) | 41 | 40 | 36 | | Calculated EPS (Adj) (Unit Curr.) | 40.6 | 39.9 | 36.2 | | Calculated EPS (Ann.) (Unit Curr.) | 40.6 | 39.9 | 36.2 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 40.6 | 39.9 | 36.2 | | Book Value (Unit Curr.) | 0.0 | 184.4 | 154.7 | | Dividend (%) | 75.0 | 75.0 | 65.0 | | Equity | 429.8 | 429.8 | 429.8 | | Reserve & Surplus | 8,807.6 | 7,496.8 | 6,217.3 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 85,950,000 | 85,950,000 | 85,950,000 | | Non-Promoter Holding (%) | 20.0 | 20.0 | 20.0 | | (%) of shares held by GOI | 80.0 | 80.0 | 80.0 | | | | | | | PBIDTM(%) | 82 | 85 | 90 | | PBDTM(%) | 18.11 | 28.14 | 30.48 | | PATM(%) | 14.28 | 18.31 | 20.16 | | | | | | | Capital Adequacy Ratio | 12.67 | 12.83 | 12.16 | | Tier I Capital | 0.00 | 10.43 | 10.65 | | Tier II Capital | 0.00 | 2.40 | 1.51 | | | | | | | Gross Non Performing Assets | 1,850.77 | 740.31 | 510.10 | | Net Non Performing Assets | 1,196.83 | 397.04 | 144.93 | | (%) Gross Non Performing Assets | 2.03 | 0.98 | 0.81 | | (%) Net Non Performing Assets | 1.33 | 0.53 | 0.23 | | Return on Assets(Annualised) | 1.31 | 1.53 | 1.67 | | | | | |
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