| Particulars | Mar-12
(Rs.Cr) | Mar-11
(Rs.Cr) | Mar-10
(Rs.Cr) | | Interest Earned | 17,897 | 12,101 | 10,246 | | Operating Expenses | 16,044 | 10,548 | 9,627 | | Operating Profit Before Prov. & Cont. | 3,534 | 2,778 | 1,762 | | Provisions & Contingencies | 2,236 | 1,186 | 783 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 248 | 418 | 272 | | Deferred Tax | 0 | 101 | 0 | | Net Profit | 1,050 | 1,073 | 707 | | | | | | | Extra-ordinary Items | 0 | -55 | -59 | | Adjusted Profit After Extra-ordinary item | 1,050 | 1,128 | 766 | | | | | | | EPS (Unit Curr.) | 17 | 20 | 13 | | EPS (Adj) (Unit Curr.) | 17 | 20 | 13 | | Calculated EPS (Unit Curr.) | 13 | 17 | 13 | | Calculated EPS (Adj) (Unit Curr.) | 13.2 | 17.3 | 13.0 | | Calculated EPS (Ann.) (Unit Curr.) | 13.2 | 17.3 | 13.0 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 13.2 | 17.3 | 13.0 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 111.9 | | Dividend (%) | 45.0 | 50.0 | 35.0 | | Equity | 797.0 | 618.8 | 544.8 | | Reserve & Surplus | 9,989.4 | 7,546.2 | 5,804.2 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 242,137,467 | 211,200,000 | 211,200,000 | | Non-Promoter Holding (%) | 30.4 | 34.1 | 38.8 | | (%) of shares held by GOI | 69.6 | 65.9 | 61.2 | | | | | | | PBIDTM(%) | 79 | 78 | 79 | | PBDTM(%) | 7.25 | 13.16 | 9.55 | | PATM(%) | 5.87 | 8.86 | 6.90 | | | | | | | Capital Adequacy Ratio | 11.95 | 13.28 | 14.26 | | Tier I Capital | 7.49 | 7.45 | 8.36 | | Tier II Capital | 4.46 | 5.83 | 5.90 | | | | | | | Gross Non Performing Assets | 3,920.07 | 3,089.59 | 3,611.08 | | Net Non Performing Assets | 1,907.44 | 1,328.42 | 1,994.97 | | (%) Gross Non Performing Assets | 2.74 | 2.72 | 4.47 | | (%) Net Non Performing Assets | 1.35 | 1.19 | 2.52 | | Return on Assets(Annualised) | 0.52 | 0.71 | 0.53 | | | | | |
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