Clarity Financial Services Ltd


BSE: 531187 | NSE: NA | ISIN: INE508C01010 
Market Cap: [Rs.Cr.] 4 | Face Value: [Rs.] 10
Industry: Finance & Investments

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Auditor's Report

CLARITY FINANCIAL SERVICES LIMITED. AUDITORS' REPORT TO THE MEMBERS OF CLARITY FINANCIAL SERVICES LIMITED We have audited the attached Balance Sheet of Clarity Financial Service Limited as at 31st March, 1998 and the Profit and Loss Account of the Company for the year ended on that date. As required by the Manufacturing and Other Companies (Auditor's Report) Order 1988 issued by the Central Government in terms of section 227(4A) of the Companies Act 1956, on the basis of the information and explanations furnished to us and the books and records examined by us in normal course of audit and to the best of our knowledge and belief we report that: 1. The Company has maintained proper records showing full particulars including quantitative details and situation of Fixed Assets. The physical verification of all Fixed Assets, other than leased assets, has been conducted by the management during the year. No discrepancy was noticed on such verification. 2. None of the Fixed Assets has been revalued during the year. 3. The Stock in Trade (Shares and Foreign Exchange) have been physically verified by the management at reasonable intervals and no discrepancies have been noticed on such verification. The procedure followed by the Management for the physical verification are, in our opinion, reasonable and adequate in relation to the size of the Company and the nature of its business. In our opinion, the valuation of such stocks is fair and proper. 4. The Company has not taken any loans secured or unsecured from companies, firms or other parties listed in the register maintained pursuant to provisions of Section 301 of the Companies Act, 1956 or covered by the companies under the same management within the meaning of Section 370 (1-B) of the Companies Act. 5. The Company has not given any loans, secured or unsecured to companies, firms or other parties listed in the register maintained pursuant to provisions of Section 301 of the companies Act, 1956. or covered by the companies under the same management within the meaning of Section 370 (1-B) of the Act. 6. Subject to Note No. B-5 appearing in Schedule No. 16, the parties to whom Loans & Advances in the nature of loan have been granted by the Company are generally repaying the principal amount as stipulated wherever applicable and are also generally regular in the payment of interest, wherever chargeable. 7. In our opinion and according to explanations given to us. there is proper internal control procedures commensurate with the size of the Company and the nature of its business with regard to purchase of foreign exchange and other assets. 8. As far as we could ascertain, on the basis of selective checking and according to information and explanation given to us, it appears that the transactions of purchase of trading stocks and sale of such stocks made in pursuance to contracts or arrangements entered in the register maintained under section 301 of the Companies Act, 1956 and aggregating to Rs. 50,000/- or more during the year in respect of each party have been made at prices which are reasonable having regard to the prevailing market prices for such goods or services or the prices at which transaction of similar goods or services have been made with other parties. The company, however, has transactions with one of the company under the same management. In respect of such transaction the consideration are prime facie not prejudicial to the interest of the company. 9. In our opinion and as explained to us the company had not accepted deposits as defined by section 58A of the Companies Act, 1956 and Companies (Acceptance of Deposits) Rules, 1975 from the Public. 10. In our opinion and as per explanation given to us there exists no internal audit system commensurate with the size of the Company and nature of its business. 11. As explained to us, the Company has been advised that the provision of Employees Provident Fund and Miscellaneous Provisional Act 1952 and Employees State Insurance Act are not applicable to the company. 12. According to information and explanation given to us maintenance of cost records have not been prescribed by the Central Government u/s 209(1) (d) of the Companies Act, 1956. 13. According to informations and explanations given to us there are no undisputed amounts payable in respect of Income Tax, Sales Tax, and other statutory dues outstanding as at 31st March 1998 for a period of more than six months from the date they became applicable. 14. In terms of our observation we have not come across any expenses charged to revenue which in our opinion and judgment and to the best of our knowledge and belief could be regarded as personal expenses, nor has such expenses been reported to us. 15. Proper records have been maintained by the company in respect of transactions and contracts for dealing and investment in shares and other securities and timely entries have been made therein. The investments and stock of shares are held in the name of the Company or under valid transfer deeds. Further to, and in terms of the above, we also report that: (A) We have obtained all the information and explanations which to the best of our knowledge and belief were Necessary for the purpose of our audit. (B) In our opinion. subject to Note no. B-1 and B-4 on Schedule 16, proper books of account as required by law have been kept by the Company, so far as appears from our examination of the said books. (C) The Balance Sheet and the Profit and Loss Account dealt with by this report are in agreement with the books of account. (D) Subject to the foregoing observation and also subject to: i) Note no. B-1 regarding non-provision of diminution in value of the investments resulting into overstatement of investments to the above extent. ii) Note no. B-4, regarding non-provision of interest (amount unascertainable), as appearing in Schedule 16, and read together with other notes appearing thereon, the said statement of accounts, in our opinion and to the best of our information and according to the explanations given to us, the said accounts give the information required by the Companies Act 1956 in the manner so required and give a true and fair view: (i)in case of Balance Sheet of the state of affairs of the Company as at 31st March 1998; and (ii)in case of Profit and Loss Account, of the Profit for the year ended on that date. FOR PANKAJ KUMAR KEDIA & CO. Chartered Accountants Place : Calcutta PANKAJ KUMAR KEDIA Date : 17th day of August, 1998 Proprietor

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Peer Comparison

Company Market Cap
(Rs. in Cr.)
P/E (TTM)
(x)
P/BV (TTM)
(x)
EV/EBIDTA
(x)
ROE
(%)
ROCE
(%)
D/E
(x)
I D F C 24,198.93 13.71 1.80 11.65 13.9 10.6 3.56
Shriram Trans. 17,807.38 13.09 2.48 6.93 23.1 14.5 3.95
L&T Fin.Holdings 14,181.10 127.08 4.02 80.10 2.8 3.8 0.07
M & M Financial 13,584.59 15.74 3.05 9.49 22.8 13.6 4.34
Bajaj Finserv 10,683.07 156.85 4.44 80.93 5.4 7.6 0.00
Vatsa Corpn 10,250.98 0.00 1.35 0.00 0.0 0.0 0.00
Reliance Capital 9,122.70 13.78 0.79 10.23 5.7 9.7 2.06
Bajaj Fin. 7,432.65 12.57 2.21 9.86 24.0 13.3 4.99
Sundaram Finance 6,242.15 14.93 3.49 7.51 21.4 13.1 5.32
Shri.City Union. 6,195.68 13.78 2.80 8.04 23.3 14.1 5.75
Muthoot Finance 5,804.25 5.78 1.55 6.23 41.9 20.6 7.35
KSK Electricity 5,418.99 3,168.33 9.36 0.00 0.3 0.4 0.00
India Securities 4,926.38 0.00 57.40 0.00 0.0 0.0 1.78
DSP Merrill Lyn 4,689.56 24.85 2.36 0.00 10.4 14.2 0.00
Religare Enterp. 4,513.37 66.69 1.55 0.00 0.0 0.0 0.00

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Key Information

Key Executives:

Sanjay Gupta , Managing Director 

Tilak Raj Gupta , Director 

Ajay Gupta , Director 


Company Head Office / Quarters:
29 Ganesh Chandra Avenue,
4th Floor,
Kolkata,
West Bengal-700013
Phone : 91-33-260952/263739/270198
Fax : 91-33-265211
E-mail :
Web : http://
Registrars:
AMI Computers (I) Ltd
60A & 60B
Chowringhee Road
2nd Floor
Kolkata - 700 020

Fund Holding

 
Scheme Name No. of Shares
No data found

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