| Particulars | Dec-12
(Rs.Cr) | Dec-11
(Rs.Cr) | Dec-10
(Rs.Cr) | | Interest Earned | 25,613 | 22,583 | 16,551 | | Operating Expenses | 23,567 | 20,289 | 14,004 | | Operating Profit Before Prov. & Cont. | 4,192 | 4,430 | 4,412 | | Provisions & Contingencies | 1,466 | 1,377 | 535 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 580 | 600 | 750 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 2,147 | 2,454 | 3,127 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 2,147 | 2,454 | 3,127 | | | | | | | EPS (Unit Curr.) | 48 | 55 | 76 | | EPS (Adj) (Unit Curr.) | 48 | 55 | 76 | | Calculated EPS (Unit Curr.) | 48 | 55 | 76 | | Calculated EPS (Adj) (Unit Curr.) | 48.5 | 55.4 | 76.3 | | Calculated EPS (Ann.) (Unit Curr.) | 64.6 | 73.8 | 101.7 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 64.6 | 73.8 | 101.7 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 443.0 | 443.0 | 410.0 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 143,000,000 | 143,000,000 | 110,000,000 | | Non-Promoter Holding (%) | 32.3 | 32.3 | 26.8 | | (%) of shares held by GOI | 67.7 | 67.7 | 73.2 | | | | | | | PBIDTM(%) | 88 | 89 | 89 | | PBDTM(%) | 10.65 | 13.52 | 23.42 | | PATM(%) | 8.38 | 10.86 | 18.89 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 6,090.08 | 3,998.61 | 2,753.34 | | Net Non Performing Assets | 5,134.40 | 3,265.42 | 1,991.04 | | (%) Gross Non Performing Assets | 2.77 | 1.81 | 1.44 | | (%) Net Non Performing Assets | 2.35 | 1.49 | 1.05 | | Return on Assets(Annualised) | 0.78 | 0.95 | 1.52 | | | | | |
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