| Particulars | Dec-11 (Rs.Cr) | Dec-10 (Rs.Cr) | Dec-09 (Rs.Cr) | | Interest Earned | 14,209 | 10,988 | 8,909 | | Operating Expenses | 12,971 | 9,470 | 8,611 | | Operating Profit Before Prov. & Cont. | 2,315 | 2,260 | 1,464 | | Provisions & Contingencies | 1,310 | 626 | 217 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 366 | 514 | 360 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 638 | 1,120 | 887 | | | | | | | Extra-ordinary Items | 71 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 567 | 1,120 | 887 | | | | | | | EPS (Unit Curr.) | 8 | 25 | 20 | | EPS (Adj) (Unit Curr.) | 8 | 22 | 17 | | Calculated EPS (Unit Curr.) | 10 | 28 | 22 | | Calculated EPS (Adj) (Unit Curr.) | 9.9 | 23.6 | 18.7 | | Calculated EPS (Ann.) (Unit Curr.) | 13.2 | 36.9 | 29.3 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 13.2 | 31.4 | 24.9 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 646.6 | 404.1 | 404.1 | | Reserve & Surplus | 4,898.2 | 3,959.1 | 3,082.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 127,979,990 | 80,000,000 | 80,000,000 | | Non-Promoter Holding (%) | 19.8 | 19.8 | 19.8 | | (%) of shares held by GOI | 80.2 | 80.2 | 80.2 | | | | | | | PBIDTM(%) | 80 | 79 | 93 | | PBDTM(%) | 7.07 | 14.87 | 14.00 | | PATM(%) | 4.49 | 10.19 | 9.96 | | | | | | | Capital Adequacy Ratio | 12.20 | 10.88 | 11.83 | | Tier I Capital | 7.36 | 5.72 | 6.71 | | Tier II Capital | 4.84 | 5.16 | 5.12 | | | | | | | Gross Non Performing Assets | 4,922.41 | 2,725.49 | 2,477.54 | | Net Non Performing Assets | 2,668.80 | 808.99 | 660.64 | | (%) Gross Non Performing Assets | 3.69 | 2.34 | 2.72 | | (%) Net Non Performing Assets | 2.04 | 0.71 | 0.74 | | Return on Assets(Annualised) | 0.41 | 0.85 | 0.76 | | | | | |
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