| Particulars | Dec-12
(Rs.Cr) | Dec-11
(Rs.Cr) | Dec-10
(Rs.Cr) |
| Interest Earned | 663 | 524 | 388 |
| Operating Expenses | 664 | 536 | 407 |
| Operating Profit Before Prov. & Cont. | 83 | 60 | 64 |
| Provisions & Contingencies | 15 | 22 | 49 |
| Depreciation | 0 | 0 | 0 |
| Provision for Taxes | 0 | 0 | 5 |
| Deferred Tax | 0 | 0 | 0 |
| Net Profit | 68 | 38 | 10 |
| | | | |
| Extra-ordinary Items | 0 | 0 | 0 |
| Adjusted Profit After Extra-ordinary item | 68 | 38 | 10 |
| | | | |
| EPS (Unit Curr.) | 3 | 2 | 1 |
| EPS (Adj) (Unit Curr.) | 3 | 2 | 1 |
| Calculated EPS (Unit Curr.) | 3 | 2 | 1 |
| Calculated EPS (Adj) (Unit Curr.) | 2.7 | 1.9 | 0.5 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.6 | 2.5 | 0.7 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.6 | 2.5 | 0.7 |
| Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 |
| Dividend (%) | 0.0 | 0.0 | 0.0 |
| Equity | 250.0 | 200.3 | 200.2 |
| Reserve & Surplus | 0.0 | 0.0 | 0.0 |
| Face Value | 10.0 | 10.0 | 10.0 |
| | | | |
| Non-Promoter Holding Shares | 203,815,098 | 154,106,330 | 153,960,735 |
| Non-Promoter Holding (%) | 81.5 | 76.9 | 76.9 |
| (%) of shares held by GOI | 0.0 | 0.0 | 0.0 |
| | | | |
| PBIDTM(%) | 80 | 75 | 68 |
| PBDTM(%) | 10.25 | 7.22 | 3.94 |
| PATM(%) | 10.25 | 7.22 | 2.60 |
| | | | |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 |
| | | | |
| Gross Non Performing Assets | 233.89 | 256.43 | 297.25 |
| Net Non Performing Assets | 43.50 | 44.27 | 51.50 |
| (%) Gross Non Performing Assets | 3.80 | 5.67 | 7.05 |
| (%) Net Non Performing Assets | 0.73 | 1.03 | 1.30 |
| Return on Assets(Annualised) | 0.99 | 0.64 | 0.20 |
| | | | |