| Particulars | Dec-11
(Rs.Cr) | Dec-10
(Rs.Cr) | Dec-09
(Rs.Cr) | | Interest Earned | 4,079 | 2,952 | 2,720 | | Operating Expenses | 3,317 | 2,251 | 2,207 | | Operating Profit Before Prov. & Cont. | 1,134 | 1,077 | 913 | | Provisions & Contingencies | 321 | 446 | 307 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 273 | 216 | 258 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 539 | 415 | 348 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 539 | 415 | 348 | | | | | | | EPS (Unit Curr.) | 32 | 24 | 20 | | EPS (Adj) (Unit Curr.) | 32 | 24 | 20 | | Calculated EPS (Unit Curr.) | 32 | 24 | 20 | | Calculated EPS (Adj) (Unit Curr.) | 31.5 | 24.3 | 20.3 | | Calculated EPS (Ann.) (Unit Curr.) | 42.0 | 32.4 | 27.1 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 42.0 | 32.4 | 27.1 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 171.1 | 171.0 | 171.0 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 167,194,000 | 167,598,000 | 166,052,000 | | Non-Promoter Holding (%) | 97.8 | 98.0 | 97.1 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 84 | 77 | 85 | | PBDTM(%) | 19.92 | 21.38 | 22.27 | | PATM(%) | 13.22 | 14.07 | 12.78 | | | | | | | Capital Adequacy Ratio | 13.71 | 16.13 | 17.76 | | Tier I Capital | 0.00 | 0.00 | 15.69 | | Tier II Capital | 0.00 | 0.00 | 2.07 | | | | | | | Gross Non Performing Assets | 1,363.44 | 1,152.88 | 790.72 | | Net Non Performing Assets | 243.64 | 227.08 | 146.85 | | (%) Gross Non Performing Assets | 3.97 | 3.95 | 2.97 | | (%) Net Non Performing Assets | 0.74 | 0.81 | 0.56 | | Return on Assets(Annualised) | 0.00 | 0.00 | 0.88 | | | | | |
|