| Particulars | Dec-11
(Rs.Cr) | Dec-10
(Rs.Cr) | Dec-09
(Rs.Cr) | | Interest Earned | 24,368 | 18,818 | 19,880 | | Operating Expenses | 22,367 | 17,082 | 18,133 | | Operating Profit Before Prov. & Cont. | 7,275 | 6,743 | 7,333 | | Provisions & Contingencies | 1,114 | 1,903 | 3,397 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 1,564 | 1,581 | 1,258 | | Deferred Tax | 33 | -440 | -342 | | Net Profit | 4,563 | 3,699 | 3,019 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 4,563 | 3,699 | 3,019 | | | | | | | EPS (Unit Curr.) | 40 | 33 | 27 | | EPS (Adj) (Unit Curr.) | 40 | 33 | 27 | | Calculated EPS (Unit Curr.) | 40 | 32 | 27 | | Calculated EPS (Adj) (Unit Curr.) | 39.6 | 32.1 | 27.1 | | Calculated EPS (Ann.) (Unit Curr.) | 52.8 | 42.8 | 36.1 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 52.8 | 42.8 | 36.1 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 1,152.6 | 1,151.5 | 1,114.2 | | Reserve & Surplus | 59,821.1 | 54,277.7 | 51,126.3 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 1,152,564,657 | 1,151,422,189 | 1,114,131,968 | | Non-Promoter Holding (%) | 100.0 | 100.0 | 100.0 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 94 | 91 | 89 | | PBDTM(%) | 25.28 | 25.72 | 19.80 | | PATM(%) | 18.73 | 19.66 | 15.19 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 9,723.01 | 10,186.62 | 8,925.55 | | Net Non Performing Assets | 2,047.67 | 2,872.74 | 4,356.83 | | (%) Gross Non Performing Assets | 3.82 | 4.75 | 4.84 | | (%) Net Non Performing Assets | 0.83 | 1.39 | 2.43 | | Return on Assets(Annualised) | 1.43 | 1.31 | 1.13 | | | | | |
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