| Particulars | Dec-11
(Rs.Cr) | Dec-10
(Rs.Cr) | Dec-09
(Rs.Cr) | | Interest Earned | 9,040 | 6,767 | 5,712 | | Operating Expenses | 7,300 | 5,288 | 4,838 | | Operating Profit Before Prov. & Cont. | 2,614 | 2,389 | 1,875 | | Provisions & Contingencies | 633 | 530 | 182 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 631 | 583 | 548 | | Deferred Tax | -52 | 0 | 0 | | Net Profit | 1,402 | 1,275 | 1,145 | | | | | | | Extra-ordinary Items | 52 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 1,349 | 1,275 | 1,145 | | | | | | | EPS (Unit Curr.) | 32 | 29 | 26 | | EPS (Adj) (Unit Curr.) | 32 | 29 | 26 | | Calculated EPS (Unit Curr.) | 33 | 30 | 27 | | Calculated EPS (Adj) (Unit Curr.) | 32.6 | 29.7 | 26.6 | | Calculated EPS (Ann.) (Unit Curr.) | 43.5 | 39.6 | 35.5 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 43.5 | 39.6 | 35.5 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 429.8 | 429.8 | 429.8 | | Reserve & Surplus | 7,496.8 | 6,217.3 | 5,050.5 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 85,950,000 | 85,950,000 | 85,950,000 | | Non-Promoter Holding (%) | 20.0 | 20.0 | 20.0 | | (%) of shares held by GOI | 80.0 | 80.0 | 80.0 | | | | | | | PBIDTM(%) | 85 | 84 | 90 | | PBDTM(%) | 21.90 | 27.46 | 29.64 | | PATM(%) | 15.50 | 18.85 | 20.05 | | | | | | | Capital Adequacy Ratio | 10.98 | 11.75 | 11.26 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 1,190.41 | 752.21 | 514.27 | | Net Non Performing Assets | 695.31 | 417.20 | 89.73 | | (%) Gross Non Performing Assets | 1.35 | 1.02 | 0.89 | | (%) Net Non Performing Assets | 0.80 | 0.57 | 0.16 | | Return on Assets(Annualised) | 1.42 | 1.55 | 1.69 | | | | | |
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