| Particulars | Dec-12
(Rs.Cr) | Dec-11
(Rs.Cr) | Dec-10
(Rs.Cr) | | Interest Earned | 5,160 | 3,878 | 2,541 | | Operating Expenses | 4,860 | 3,604 | 2,289 | | Operating Profit Before Prov. & Cont. | 1,296 | 994 | 784 | | Provisions & Contingencies | 181 | 134 | 162 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 361 | 280 | 216 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 754 | 579 | 406 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 754 | 579 | 406 | | | | | | | EPS (Unit Curr.) | 16 | 12 | 9 | | EPS (Adj) (Unit Curr.) | 16 | 12 | 9 | | Calculated EPS (Unit Curr.) | 14 | 12 | 9 | | Calculated EPS (Adj) (Unit Curr.) | 14.4 | 12.4 | 8.7 | | Calculated EPS (Ann.) (Unit Curr.) | 19.2 | 16.5 | 11.6 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 19.2 | 16.5 | 11.6 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 522.3 | 466.9 | 465.1 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 442,159,106 | 375,732,190 | 373,907,451 | | Non-Promoter Holding (%) | 84.7 | 80.5 | 80.4 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 91 | 90 | 86 | | PBDTM(%) | 21.60 | 22.16 | 24.48 | | PATM(%) | 14.61 | 14.94 | 15.96 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 421.62 | 334.18 | 306.04 | | Net Non Performing Assets | 125.24 | 93.55 | 90.99 | | (%) Gross Non Performing Assets | 0.99 | 1.02 | 1.21 | | (%) Net Non Performing Assets | 0.30 | 0.29 | 0.36 | | Return on Assets(Annualised) | 1.58 | 1.56 | 1.42 | | | | | |
|