| Particulars | Dec-11
(Rs.Cr) | Dec-10
(Rs.Cr) | Dec-09
(Rs.Cr) | | Interest Earned | 3,878 | 2,541 | 1,987 | | Operating Expenses | 3,604 | 2,289 | 1,904 | | Operating Profit Before Prov. & Cont. | 994 | 784 | 503 | | Provisions & Contingencies | 134 | 162 | 118 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 280 | 216 | 133 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 579 | 406 | 252 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 579 | 406 | 252 | | | | | | | EPS (Unit Curr.) | 12 | 9 | 7 | | EPS (Adj) (Unit Curr.) | 12 | 9 | 7 | | Calculated EPS (Unit Curr.) | 12 | 9 | 6 | | Calculated EPS (Adj) (Unit Curr.) | 12.4 | 8.7 | 6.2 | | Calculated EPS (Ann.) (Unit Curr.) | 16.5 | 11.6 | 8.2 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 16.5 | 11.6 | 8.2 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 466.9 | 465.1 | 410.1 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 375,732,190 | 373,907,451 | 318,946,656 | | Non-Promoter Holding (%) | 80.5 | 80.4 | 77.8 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 90 | 86 | 89 | | PBDTM(%) | 22.16 | 24.48 | 19.41 | | PATM(%) | 14.94 | 15.96 | 12.70 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 12.50 | | Tier I Capital | 0.00 | 0.00 | 9.00 | | Tier II Capital | 0.00 | 0.00 | 3.50 | | | | | | | Gross Non Performing Assets | 334.18 | 306.04 | 257.59 | | Net Non Performing Assets | 93.55 | 90.99 | 128.73 | | (%) Gross Non Performing Assets | 1.02 | 1.21 | 1.34 | | (%) Net Non Performing Assets | 0.29 | 0.36 | 0.67 | | Return on Assets(Annualised) | 1.56 | 1.42 | 1.13 | | | | | |
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