| Particulars | Dec-11
(Rs.Cr) | Dec-10
(Rs.Cr) | Dec-09
(Rs.Cr) | | Interest Earned | 4,435 | 2,992 | 2,375 | | Operating Expenses | 3,949 | 2,568 | 1,890 | | Operating Profit Before Prov. & Cont. | 1,210 | 957 | 861 | | Provisions & Contingencies | 50 | 144 | 358 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 371 | 243 | 144 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 788 | 569 | 359 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 788 | 569 | 359 | | | | | | | EPS (Unit Curr.) | 11 | 8 | 10 | | EPS (Adj) (Unit Curr.) | 11 | 8 | 5 | | Calculated EPS (Unit Curr.) | 11 | 8 | 10 | | Calculated EPS (Adj) (Unit Curr.) | 10.7 | 7.7 | 5.2 | | Calculated EPS (Ann.) (Unit Curr.) | 14.2 | 10.3 | 13.8 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 14.2 | 10.3 | 6.9 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 369.8 | 368.2 | 347.7 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 5.0 | 5.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 403,776,945 | 400,511,062 | 179,841,650 | | Non-Promoter Holding (%) | 54.6 | 54.4 | 51.7 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 85 | 76 | 65 | | PBDTM(%) | 26.14 | 27.16 | 21.18 | | PATM(%) | 17.77 | 19.03 | 15.10 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 609.70 | 744.20 | 928.24 | | Net Non Performing Assets | 223.69 | 235.28 | 467.52 | | (%) Gross Non Performing Assets | 1.52 | 2.53 | 4.25 | | (%) Net Non Performing Assets | 0.56 | 0.81 | 2.18 | | Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | | | | | |
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