| Particulars | Dec-11 (Rs.Cr) | Dec-10 (Rs.Cr) | Dec-09 (Rs.Cr) | | Interest Earned | 11,594 | 8,856 | 7,572 | | Operating Expenses | 10,104 | 7,114 | 6,862 | | Operating Profit Before Prov. & Cont. | 2,387 | 2,402 | 1,645 | | Provisions & Contingencies | 1,180 | 646 | 399 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 330 | 587 | 428 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 877 | 1,169 | 818 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 877 | 1,169 | 818 | | | | | | | EPS (Unit Curr.) | 30 | 47 | 33 | | EPS (Adj) (Unit Curr.) | 30 | 47 | 33 | | Calculated EPS (Unit Curr.) | 30 | 47 | 33 | | Calculated EPS (Adj) (Unit Curr.) | 30.0 | 46.7 | 32.6 | | Calculated EPS (Ann.) (Unit Curr.) | 40.1 | 62.2 | 43.5 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 40.1 | 62.2 | 43.5 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 291.8 | 250.5 | 250.5 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 122,539,700 | 122,539,700 | 122,539,700 | | Non-Promoter Holding (%) | 42.0 | 48.9 | 48.9 | | (%) of shares held by GOI | 58.0 | 51.1 | 51.1 | | | | | | | PBIDTM(%) | 83 | 84 | 91 | | PBDTM(%) | 10.40 | 19.83 | 16.46 | | PATM(%) | 7.56 | 13.20 | 10.80 | | | | | | | Capital Adequacy Ratio | 10.44 | 10.37 | 11.66 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 3,232.22 | 1,764.12 | 1,288.04 | | Net Non Performing Assets | 2,061.57 | 816.09 | 584.10 | | (%) Gross Non Performing Assets | 2.92 | 1.94 | 1.64 | | (%) Net Non Performing Assets | 1.89 | 0.91 | 0.75 | | Return on Assets(Annualised) | 0.70 | 1.08 | 0.90 | | | | | |
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