| Particulars | Dec-11 (Rs.Cr) | Dec-10 (Rs.Cr) | Dec-09 (Rs.Cr) | | Interest Earned | 26,748 | 19,546 | 15,837 | | Operating Expenses | 21,997 | 15,465 | 13,496 | | Operating Profit Before Prov. & Cont. | 7,678 | 6,548 | 4,994 | | Provisions & Contingencies | 2,550 | 1,764 | 800 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 1,668 | 1,552 | 1,424 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 3,460 | 3,233 | 2,770 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 3,460 | 3,233 | 2,770 | | | | | | | EPS (Unit Curr.) | 109 | 103 | 88 | | EPS (Adj) (Unit Curr.) | 109 | 103 | 88 | | Calculated EPS (Unit Curr.) | 109 | 103 | 88 | | Calculated EPS (Adj) (Unit Curr.) | 109.2 | 102.5 | 87.9 | | Calculated EPS (Ann.) (Unit Curr.) | 145.6 | 136.7 | 117.2 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 145.6 | 136.7 | 117.2 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 492.8 | | Dividend (%) | 0.0 | 0.0 | 100.0 | | Equity | 316.8 | 315.3 | 315.3 | | Reserve & Surplus | 19,721.0 | 19,147.7 | 15,224.2 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 133,061,200 | 133,061,200 | 133,061,200 | | Non-Promoter Holding (%) | 42.0 | 42.2 | 42.2 | | (%) of shares held by GOI | 58.0 | 57.8 | 57.8 | | | | | | | PBIDTM(%) | 81 | 80 | 89 | | PBDTM(%) | 19.17 | 24.48 | 26.48 | | PATM(%) | 12.94 | 16.54 | 17.49 | | | | | | | Capital Adequacy Ratio | 10.46 | 11.23 | 13.97 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 6,441.79 | 4,541.13 | 3,155.56 | | Net Non Performing Assets | 2,901.38 | 1,575.08 | 811.91 | | (%) Gross Non Performing Assets | 2.42 | 2.03 | 1.83 | | (%) Net Non Performing Assets | 1.11 | 0.72 | 0.48 | | Return on Assets(Annualised) | 1.16 | 1.34 | 1.39 | | | | | |
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