| Particulars | Dec-11 (Rs.Cr) | Dec-10 (Rs.Cr) | Dec-09 (Rs.Cr) | | Interest Earned | 4,522 | 2,819 | 1,705 | | Operating Expenses | 4,003 | 2,414 | 1,515 | | Operating Profit Before Prov. & Cont. | 1,110 | 842 | 606 | | Provisions & Contingencies | 62 | 55 | 94 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 343 | 263 | 174 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 705 | 524 | 338 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 705 | 524 | 338 | | | | | | | EPS (Unit Curr.) | 20 | 15 | 11 | | EPS (Adj) (Unit Curr.) | 20 | 15 | 11 | | Calculated EPS (Unit Curr.) | 20 | 15 | 11 | | Calculated EPS (Adj) (Unit Curr.) | 20.0 | 15.1 | 11.2 | | Calculated EPS (Ann.) (Unit Curr.) | 26.7 | 20.1 | 15.0 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 26.7 | 20.1 | 15.0 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 351.9 | 346.8 | 300.3 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 259,687,519 | 254,542,180 | 208,023,666 | | Non-Promoter Holding (%) | 73.8 | 73.4 | 69.3 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 97 | 96 | 98 | | PBDTM(%) | 23.18 | 27.90 | 30.00 | | PATM(%) | 15.59 | 18.58 | 19.81 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 72.06 | 72.83 | 54.17 | | Net Non Performing Assets | 14.41 | 17.38 | 16.17 | | (%) Gross Non Performing Assets | 0.20 | 0.23 | 0.29 | | (%) Net Non Performing Assets | 0.04 | 0.06 | 0.09 | | Return on Assets(Annualised) | 1.50 | 1.60 | 1.72 | | | | | |
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