| Particulars | Mar-12 (Rs.Cr) | Dec-11 (Rs.Cr) | Sep-11 (Rs.Cr) | | Interest Earned | 9,175 | 8,592 | 8,158 | | Operating Expenses | 8,292 | 7,797 | 7,543 | | Operating Profit Before Prov. & Cont. | 3,112 | 2,687 | 2,354 | | Provisions & Contingencies | 469 | 341 | 319 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 629 | 493 | 544 | | Deferred Tax | 111 | 125 | -13 | | Net Profit | 1,902 | 1,728 | 1,503 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 1,902 | 1,728 | 1,503 | | | | | | | EPS (Unit Curr.) | 17 | 15 | 13 | | EPS (Adj) (Unit Curr.) | 17 | 15 | 13 | | Calculated EPS (Unit Curr.) | 16 | 15 | 13 | | Calculated EPS (Adj) (Unit Curr.) | 16.5 | 15.0 | 13.0 | | Calculated EPS (Ann.) (Unit Curr.) | 66.0 | 60.0 | 52.2 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 66.0 | 60.0 | 52.2 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 1,152.8 | 1,152.6 | 1,152.5 | | Reserve & Surplus | 59,250.1 | 59,821.1 | 57,448.5 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 1,152,714,442 | 1,152,564,657 | 1,152,412,079 | | Non-Promoter Holding (%) | 100.0 | 100.0 | 100.0 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 95 | 96 | 94 | | PBDTM(%) | 28.80 | 27.30 | 24.95 | | PATM(%) | 20.73 | 20.11 | 18.43 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 9,475.33 | 9,723.01 | 10,021.25 | | Net Non Performing Assets | 1,860.84 | 2,047.67 | 2,183.77 | | (%) Gross Non Performing Assets | 3.62 | 3.82 | 4.14 | | (%) Net Non Performing Assets | 0.73 | 0.83 | 0.93 | | Return on Assets(Annualised) | 1.69 | 1.57 | 1.41 | | | | | |
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