| Particulars | Mar-13
(Rs.Cr) | Dec-12
(Rs.Cr) | Sep-12
(Rs.Cr) | | Interest Earned | 5,227 | 5,333 | 5,104 | | Operating Expenses | 4,752 | 4,830 | 4,708 | | Operating Profit Before Prov. & Cont. | 1,146 | 1,017 | 807 | | Provisions & Contingencies | 1,187 | 811 | 552 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | -99 | 90 | 97 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 59 | 117 | 158 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 59 | 117 | 158 | | | | | | | EPS (Unit Curr.) | 1 | 1 | 2 | | EPS (Adj) (Unit Curr.) | 1 | 1 | 2 | | Calculated EPS (Unit Curr.) | 1 | 1 | 2 | | Calculated EPS (Adj) (Unit Curr.) | 0.6 | 1.5 | 2.0 | | Calculated EPS (Ann.) (Unit Curr.) | 2.5 | 5.8 | 8.0 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.5 | 5.8 | 8.0 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 924.1 | 797.0 | 797.0 | | Reserve & Surplus | 10,888.7 | 9,989.4 | 9,989.4 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 242,137,467 | 242,137,467 | 242,137,467 | | Non-Promoter Holding (%) | 26.2 | 30.4 | 30.4 | | (%) of shares held by GOI | 73.8 | 69.6 | 69.6 | | | | | | | PBIDTM(%) | 74 | 78 | 81 | | PBDTM(%) | -0.77 | 3.86 | 5.01 | | PATM(%) | 1.13 | 2.18 | 3.10 | | | | | | | Capital Adequacy Ratio | 10.74 | 10.78 | 11.02 | | Tier I Capital | 7.07 | 6.78 | 6.96 | | Tier II Capital | 3.67 | 4.00 | 4.06 | | | | | | | Gross Non Performing Assets | 6,607.96 | 6,515.57 | 5,929.60 | | Net Non Performing Assets | 4,027.21 | 3,595.14 | 3,377.99 | | (%) Gross Non Performing Assets | 4.02 | 4.13 | 3.87 | | (%) Net Non Performing Assets | 2.50 | 2.33 | 2.25 | | Return on Assets(Annualised) | 0.09 | 0.19 | 0.27 | | | | | |
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