| Particulars | Mar-12
(Rs.Cr) | Dec-11
(Rs.Cr) | Sep-11
(Rs.Cr) | | Interest Earned | 1,481 | 1,390 | 1,324 | | Operating Expenses | 1,394 | 1,306 | 1,230 | | Operating Profit Before Prov. & Cont. | 379 | 349 | 333 | | Provisions & Contingencies | 46 | 43 | 47 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 110 | 100 | 93 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 223 | 206 | 193 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 223 | 206 | 193 | | | | | | | EPS (Unit Curr.) | 5 | 4 | 4 | | EPS (Adj) (Unit Curr.) | 5 | 4 | 4 | | Calculated EPS (Unit Curr.) | 5 | 4 | 4 | | Calculated EPS (Adj) (Unit Curr.) | 4.8 | 4.4 | 4.1 | | Calculated EPS (Ann.) (Unit Curr.) | 19.1 | 17.6 | 16.5 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 19.1 | 17.6 | 16.5 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 467.7 | 466.9 | 466.8 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 376,510,017 | 375,732,190 | 375,562,511 | | Non-Promoter Holding (%) | 80.5 | 80.5 | 80.5 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 91 | 91 | 90 | | PBDTM(%) | 22.49 | 22.05 | 21.60 | | PATM(%) | 15.08 | 14.82 | 14.59 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 347.08 | 334.18 | 332.58 | | Net Non Performing Assets | 94.67 | 93.55 | 93.12 | | (%) Gross Non Performing Assets | 0.98 | 1.02 | 1.09 | | (%) Net Non Performing Assets | 0.27 | 0.29 | 0.31 | | Return on Assets(Annualised) | 1.60 | 1.55 | 1.55 | | | | | |
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