| Particulars | Mar-13
(Rs.Cr) | Dec-12
(Rs.Cr) | Sep-12
(Rs.Cr) | | Interest Earned | 1,823 | 1,800 | 1,728 | | Operating Expenses | 1,647 | 1,684 | 1,629 | | Operating Profit Before Prov. & Cont. | 543 | 472 | 420 | | Provisions & Contingencies | 82 | 79 | 49 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 154 | 126 | 121 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 307 | 267 | 250 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 307 | 267 | 250 | | | | | | | EPS (Unit Curr.) | 6 | 6 | 5 | | EPS (Adj) (Unit Curr.) | 6 | 6 | 5 | | Calculated EPS (Unit Curr.) | 6 | 5 | 5 | | Calculated EPS (Adj) (Unit Curr.) | 5.9 | 5.1 | 5.3 | | Calculated EPS (Ann.) (Unit Curr.) | 23.5 | 20.5 | 21.3 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 23.5 | 20.5 | 21.3 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 522.9 | 522.3 | 469.7 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 442,777,722 | 442,159,106 | 378,532,745 | | Non-Promoter Holding (%) | 84.7 | 84.7 | 80.6 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 89 | 90 | 92 | | PBDTM(%) | 25.32 | 21.85 | 21.46 | | PATM(%) | 16.86 | 14.84 | 14.48 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 457.78 | 421.62 | 409.52 | | Net Non Performing Assets | 136.76 | 125.24 | 114.31 | | (%) Gross Non Performing Assets | 1.03 | 0.99 | 1.03 | | (%) Net Non Performing Assets | 0.31 | 0.30 | 0.29 | | Return on Assets(Annualised) | 1.77 | 1.60 | 1.56 | | | | | |
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