| Particulars | Mar-12
(Rs.Cr) | Dec-11
(Rs.Cr) | Sep-11
(Rs.Cr) | | Interest Earned | 4,221 | 4,196 | 3,801 | | Operating Expenses | 3,811 | 3,665 | 3,320 | | Operating Profit Before Prov. & Cont. | 754 | 827 | 758 | | Provisions & Contingencies | 534 | 381 | 485 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | -45 | 92 | 105 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 265 | 354 | 168 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 265 | 354 | 168 | | | | | | | EPS (Unit Curr.) | 9 | 12 | 6 | | EPS (Adj) (Unit Curr.) | 9 | 12 | 6 | | Calculated EPS (Unit Curr.) | 9 | 12 | 6 | | Calculated EPS (Adj) (Unit Curr.) | 9.1 | 12.1 | 5.7 | | Calculated EPS (Ann.) (Unit Curr.) | 36.3 | 48.6 | 23.0 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 36.3 | 48.6 | 23.0 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 291.8 | 291.8 | 291.8 | | Reserve & Surplus | 0.0 | 0.0 | 0.0 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 122,539,700 | 122,539,700 | 122,539,700 | | Non-Promoter Holding (%) | 42.0 | 42.0 | 42.0 | | (%) of shares held by GOI | 58.0 | 58.0 | 58.0 | | | | | | | PBIDTM(%) | 80 | 83 | 81 | | PBDTM(%) | 5.20 | 10.63 | 7.18 | | PATM(%) | 6.28 | 8.44 | 4.41 | | | | | | | Capital Adequacy Ratio | 11.01 | 10.44 | 10.66 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 3,580.49 | 3,232.22 | 3,111.11 | | Net Non Performing Assets | 2,459.03 | 2,061.57 | 1,978.33 | | (%) Gross Non Performing Assets | 3.17 | 2.92 | 2.95 | | (%) Net Non Performing Assets | 2.21 | 1.89 | 1.90 | | Return on Assets(Annualised) | 0.60 | 0.81 | 0.40 | | | | | |
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