| Particulars | Mar-12
(Rs.Cr) | Dec-11
(Rs.Cr) | Sep-11
(Rs.Cr) | | Interest Earned | 1,785 | 1,684 | 1,439 | | Operating Expenses | 1,621 | 1,497 | 1,267 | | Operating Profit Before Prov. & Cont. | 430 | 399 | 386 | | Provisions & Contingencies | 28 | 22 | 38 | | Depreciation | 0 | 0 | 0 | | Provision for Taxes | 130 | 122 | 113 | | Deferred Tax | 0 | 0 | 0 | | Net Profit | 272 | 254 | 235 | | | | | | | Extra-ordinary Items | 0 | 0 | 0 | | Adjusted Profit After Extra-ordinary item | 272 | 254 | 235 | | | | | | | EPS (Unit Curr.) | 8 | 7 | 7 | | EPS (Adj) (Unit Curr.) | 8 | 7 | 7 | | Calculated EPS (Unit Curr.) | 8 | 7 | 7 | | Calculated EPS (Adj) (Unit Curr.) | 7.7 | 7.2 | 6.7 | | Calculated EPS (Ann.) (Unit Curr.) | 30.8 | 28.9 | 26.8 | | Calculated EPS (Adj) (Ann.) (Unit Curr.) | 30.8 | 28.9 | 26.8 | | Book Value (Unit Curr.) | 0.0 | 0.0 | 0.0 | | Dividend (%) | 0.0 | 0.0 | 0.0 | | Equity | 353.0 | 351.9 | 351.1 | | Reserve & Surplus | 0.0 | 0.0 | 3,939.7 | | Face Value | 10.0 | 10.0 | 10.0 | | | | | | | Non-Promoter Holding Shares | 260,744,974 | 259,687,519 | 258,803,439 | | Non-Promoter Holding (%) | 73.9 | 73.8 | 73.7 | | (%) of shares held by GOI | 0.0 | 0.0 | 0.0 | | | | | | | PBIDTM(%) | 97 | 97 | 97 | | PBDTM(%) | 22.51 | 22.36 | 24.19 | | PATM(%) | 15.23 | 15.09 | 16.34 | | | | | | | Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | | Tier I Capital | 0.00 | 0.00 | 0.00 | | Tier II Capital | 0.00 | 0.00 | 0.00 | | | | | | | Gross Non Performing Assets | 83.86 | 72.06 | 68.83 | | Net Non Performing Assets | 17.46 | 14.41 | 13.64 | | (%) Gross Non Performing Assets | 0.22 | 0.20 | 0.20 | | (%) Net Non Performing Assets | 0.05 | 0.04 | 0.04 | | Return on Assets(Annualised) | 1.50 | 1.50 | 1.57 | | | | | |
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