| "Insurance is for the long term, so don't exit before five years" |
| With the recent capping of expenses, these charges are likely to go down further. The charges under Ulips are comparable with those paid by customers under the load-free structure of mutual funds. |
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| Highest NAV or marketing gimmick |
| “No matter how skillful you are, you can't invent a product advantage that doesn't exist. And if you do, and it's just a gimmick, it's going to fall apart anyway” - William Bernbach, advertising guru. |
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| Choose the right 80C option |
| The pasta in cheese sauce looks inviting, while the salad bar is choc-a-bloc with interesting options. But one can eat only as much as one's appetite allows, so it is important to be choosy. |
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| The taxpayers' checklist |
| This means you are exploiting the power of compounding to the fullest over your career span. |
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| An insider's guide to easier home loans |
| More interestingly, the report puts the spotlight on broad trends on defaulting patterns, which may help you gauge how banks evaluate a borrower's eligibility for a home loan. |
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