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Maturity Benefits
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This is a pure insurance product and hence there is no maturity benefit payable under this plan.
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Death Benefits
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Customise your plan by choosing from 3 categories of protection
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Death Benefits
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Option-A-Life Protection:This plan option is most suitable for individuals who want to provide a lump-sum for their families in case of their untimely death. Preiums under this plan are nominal for large life cover options thus making it cost effective.
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Death Benefits
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Under this option the Sum Assured is paid out to the nominee as a lump-sum in case of your unfortunate death.
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Death Benefits
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In case you have opted for ADB Rider, the Rider Sum Assured is paid out additionally in case of death by accident.
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Death Benefits
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Rewarding Lifestyle: You are entitled for special premium rates in case you are a female or a male who is a non-smoker.
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Death Benefits
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Accidental Death Benefit:If you opt for this rider, ADB Rider Sum Assured is paid in addition to the Base Sum Assured, in the event of death due to an accident.
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Death Benefits
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The Minimum ADB Rider Sum Assured allowed is Rs.10lakh.
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Death Benefits
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The ADB Rider Sum Assured should not exceed Rs.50lakh for all policies issued by the Company under the accidental riders.
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Death Benefits
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ADB Rider premium should not exceed 30% of the premium of the base plan.
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Death Benefits
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Aviva Dread Disease:Omn opting for DD Rider, a lump-sum amount equal to the Aviva DD Rider Sum Assured is paid on contracting any of the critical illnesses covered or on suffering permanent Total Disability (PTD) due to illness or accident. The Minimu Aviva DD Rider Sum Assured is Rs.2lakh.
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Surrender Benefit
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The policy will not acquire any Surrender Value or paid-up value for any Options during the Premium Paying Term. After the Premium Payment Term, if all due premiums have been paid for Option-B or Option-C then a special Surrender Value as decided by the Company from time-to-time, shall be payable on premature surrender of the policy.
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