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Insurance Company
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Aviva Life Insurance Company Ltd
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Plan Name
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Aviva New Life Saver Plus
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Plan Nature
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ULIP
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Plan Category
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Protection Plan
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UIN No.
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122L078V01
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About Plan
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Aviva New LifeSaver Plus is a non-participating unit-linked Regular Premium plan designed to meet future savings requirements for you and your family, while also offering a higher life cover. The plan offers full Sum Assured in addition to the Fund Value as Death Benefit in case of your unfortunate death, thereby providing greater financial protection to your family. The plan also offers waiver of future premiums if the proposer dies and the insured is the spouse or child of the proposer as an optional rider. In addition, you can opt for the Systematic Transfer Plan to average the risk of investing into equities.
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Minimum Entry Age
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0years
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Maximum Entry Age
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60years.
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Minimum Maturity Age
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18years.
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Maximum Maturity Age
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75years
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Minimum Policy Term
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10,15, 20, 25 or 30 years.
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Premium Paying Term
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10, 15, 20, 25 or 30 years.
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Minimum Premium
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Rs.15000
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Maximum Premium
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No limit.
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Minimum Top Up premium
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Rs.1000
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Maximum Top up Premium
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Upto 25% of total regular premiums paid
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Minimum Sum Assured
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5 x Annual Premium.
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Maximum Sum Assured
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1.5 x Policy Term x Annual Premium
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Benefits
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| Particulars | Description |
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Maturity Benefits
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The policy offers loyalty bonuses as percentage of first year annualized premium and is paid at the end of every relevant policy year except at maturity. The maturity additions will be payable along with fund value on maturity.
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Death Benefits
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Life Cover plus Fund Value will be paid to the nominee. An additional sum assured will also be paid if AD&D rider has been opted for. In case the life insured dies before the commencement (age 7) only fund value is payable. In case of death of Proposer where Aviva Payor Plus rider is opted, sum of all future premiums will be credited as a lump sum to the policy fund so that the policy continues with all benefits and without any future premium liability.
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Tax Benefits
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| No data for Tax Benefits |
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Specially designed Death Benefits that offer comprehensive protection to you your family incase of your unfortunate death by- Paying Sum Assured plus the Fund Value under the base plan if you are the life insured to address immediate financial concers.Obtion enhanched protection by choosing one or more of our contemporary rider. The rider available under this plan provide: paying all the future premiums (as a lump-sum) into your fund -to ensure that all the monies you planned for are available to your spouse/child even when you are not around, if the spouse/child is the insured and you are the proposer and the policy continues with all the investment benefits intact for the life insured with optional rider. additional protection against accident, illnesses, disability and provide regular income to your child in case you are not around if you are the life insured.
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Obtain Superior Investment Returns with:- choice of 8 unit-linked funds - Bond Fund-II, Protector Fund-II, Balanced Fund-II, Growth Fund-II, Enhancer Fund-II, PSU Fund, Infrastructure Fund and Index Fund-II, depending on your investment objectives and other investment flexibilities such as the Systematic Transfer Plan (STP).- high allocation rates and a competitive charging structure.- no charges except FMC and cost of insurance after 5 policy years.- regular Loyalty Additions pertaining to Regular Premiums during the term as well as Maturity Addition.
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Flexibility to increase the level of protection and savings during the Policy Term through the option to increase premium.- Easy liquidity through free Partial Withdrawals after 5 years.
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Balanced Fund II (Post 31-Dec-2009)
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Bond Fund II (Post 31-Dec-2009)
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Enhancer Fund II (Post 31-Dec-2009)
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Growth Fund II (Post 31-Dec-2009)
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Index Fund II (Post 31-Dec-2009)
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Infrastructure Fund (Post 31-Dec-2009)
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Protector Fund II (Post 31-Dec-2009)
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PSU Fund (Post 31-Dec-2009)
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Particulars
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Range
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Balanced Fund II (Post 31-Dec-2009)
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Equity
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0% - 40%
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Debt & Money Market
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0% - 60%
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Bond Fund II (Post 31-Dec-2009)
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Debt & Money Market
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0% - 100%
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Enhancer Fund II (Post 31-Dec-2009)
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Debt & Money Market
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0% - 40%
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Equity
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60% - 100%
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Growth Fund II (Post 31-Dec-2009)
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Equity
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0% - 30%
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Debt & Money Markey
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0% - 70%
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Index Fund II (Post 31-Dec-2009)
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Dept & Money Market
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0% - 40%
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Infrastructure Fund (Post 31-Dec-2009)
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Cash & Money Market
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0% - 40%
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Equity
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0% - 60%
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Balanced Fund II
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23-May-13
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12.614
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Bond Fund II
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23-May-13
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13.788
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Enhancer Fund II
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23-May-13
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12.056
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Growth Fund II
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23-May-13
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11.403
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Index Fund II
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23-May-13
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11.323
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Infrastructure Fund
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23-May-13
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7.993
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Protector Fund II
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23-May-13
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13.086
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PSU Fund
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23-May-13
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8.521
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Balanced Fund II (Post 31-Dec-2009)
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Bond Fund II (Post 31-Dec-2009)
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Enhancer Fund II (Post 31-Dec-2009)
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Growth Fund II (Post 31-Dec-2009)
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Index Fund II (Post 31-Dec-2009)
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Infrastructure Fund (Post 31-Dec-2009)
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Protector Fund II (Post 31-Dec-2009)
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PSU Fund (Post 31-Dec-2009)
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06-Jul-09
09:12
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Aviva is keen on raising FDI to 49%
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06-Mar-09
12:12
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Aviva reaffirms India investment plans
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03-Mar-09
18:59
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Aviva launches LifeShield Plus
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13-Feb-09
11:00
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Capital infusion plan by middle of 2009 : Aviva CEO
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12-Feb-09
10:26
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Aviva life launches child plan Aviva Young Scholar
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20-Jan-09
12:50
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Private insurers see market share rise to 62%
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16-Dec-08
10:26
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Sales growth to be flat in December quarter: Aviva
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29-Sep-08
10:59
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TR Ramachandran as new CEO of Aviva India Life Insurance.
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24-Jul-08
17:29
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Aviva strengthens product portfolio for traditional plans
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14-Mar-08
15:10
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Aviva and BASIX together launch unique group term plan - Sangh Samruddhi
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