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Insurance Company
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Bajaj Allianz Life Insurance Company Ltd
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Plan Name
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Bajaj Allianz Care First
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Plan Nature
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TRADITIONAL
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Plan Category
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Health
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UIN No.
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116N050V01
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About Plan
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Bajaj Allianz Care First is a unique hospitalisation-cum-insurance plan that takes care of your hospitalisation bills and also provides crucial financial support to your dependents in case of your unfortunate death. Unlike ordinary annual Mediclaim policies, this is a 3-year risk cover plan that allows you to renew the policy after every 3 years and keeps you covered till the age of 65 years. The premium rate is level and guaranteed for the length of the each policy term of 3 years.
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Minimum Entry Age
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18 Years
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Maximum Entry Age
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56 years
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Minimum Sum Assured
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Rs 100000
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Maximum Sum Assured
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Rs 1000000
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Maximum Entry Age
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74 Years
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Minimum Policy Term
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3 Years
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Benefits
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| Particulars | Description |
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Death Benefits
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In case of unfortunate death of the life assured, provided death occurs after attaining age of 7 years, the sumassured less all benefits already paid or payable in that policy year shall be paid.
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Hospital Cash Benefit
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CareFirst is a unique hospitalisation-cum-insurance plan that takes care of your hospitalisation bills and also provides crucial financial support to your dependents in case of your unfortunate death. This plan covers the expenses associated with Pre-hospitalisation treatment, for a period of 15 days prior to the hospitalisation and post-hospitalisation expenses for a period of 30 days after the discharge from the hospital.
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Tax Benefits
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| Section | Description |
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SEC 80 C
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Under Section 80 C premiums up to Rs. 100,000 are allowed as deduction from taxable income.
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SEC 10 (10)D
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Maturity and Death Benefits are tax free under section 10 (10) D of the Income Tax Act, 1961.
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SEC 80 D
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Under Section 80 D premium up to Rs 10,000 (Rs.15,000 for senior citizens) are allowed as deduction from taxable income.
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Bajaj Allianz Care First is a unique hospitalisation-cum-insurance plan that takes care of your hospitalization bills and also provides crucial financial support to your dependents in case of your unfortunate death. Unlike ordinary annual Mediclaim policies, this is a 3-year risk cover plan that allows you to renew the policy after every 3 years and keeps you covered till the age of 65 years. The premium rate is level and guaranteed for the length of the each policy term of 3 years.
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This plan covers the expenses associated with pre-hospitalisation treatment, for a period of 15 days prior to the hospitalisation and post-hospitalisation expenses for a period of 30 days after the discharge from the hospital.
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Cash Less Services (CLS) will help you avail of the hospitalisation benefits without any advance payment in the hospital and facilitate quick delivery of services through Network Hospitals (NWH). Third Party Administrators (TPA) of the Company facilitates the Cash Less Services. On issuance of the policy, The TPA will provide you a photo identification card and a guide book, which would contain a list of NWH, the details explaing the process for application of CLS and hospitalisation intimation form / pre-authorization form to be filled up by your attending doctor for hospitalisation in NWH. The TPA will maintain 24/7 helpline on toll free number to facilitate any medical emergency requirement. To avail of the CLS facility all you need to do is to contact the TPA at any of their offices which are convenient to you and submit the hospitalisation intimation form / pre-authorization form. In case of an emergency you need to produce the photo identification card in NWH to get admission and within 48 hours of hospitalisation you will have to contact the TPA to obtain CLS authorization. If CLS is authorized then your hospitalisation expenses will directly be settled by the Company with NWH to the extent it is reimbursable and the balance of the hospitalisation expenses would be settled by you at the time of discharge.
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If you require to undergo treatment for the illnesses or procedures like Eye surgery, Cataract, Lithotripsy (kidney stone removal), Tonsillectomy, Dilatation & Curettage, Cardiac Catheterization, Hydrocoele Surgery, Hernia repair surgery, wherein you donÆt need to be hospitalised for at least 24 continuous hours, it will be considered as proper hospitalisation and the medical expense would be reimbursed .
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03-Jul-09
10:49
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Bajaj Allianz has invested Rs 50 cr SKS Microfinance
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16-Jun-09
10:59
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Bajaj Allianz Life has launched Invest Plus
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21-May-09
11:46
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Bajaj Allianz Life Insurance posted profit of Rs 45 Cr in FY09
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13-May-09
12:59
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Bajaj Allianz Life launched ULIP plan
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21-Apr-09
10:41
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Allianz expands India presence into asset management
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11-Apr-09
10:45
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Policies for women : Bajaj Allianz
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31-Mar-09
09:46
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Bajaj Allianz to insure all Volkswagen vehicles
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17-Feb-09
16:20
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Bajaj Allianz launches CenturyPlus II
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20-Jan-09
12:50
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Private insurers see market share rise to 62%
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16-Jan-09
16:20
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Bajaj Allianz Life Insurance GWP is Rs 6726cr
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17-Dec-08
14:15
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Equity-based Ulips outdo indices
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13-Dec-08
11:20
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Allianz sees bright future for its Asian operations
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21-Nov-08
09:56
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Bajaj Allianz to infuse Rs.300 Cr
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30-Aug-08
10:12
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Vijender Singh snapped up by Bajaj Allianz Life Insurance
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22-Aug-08
17:00
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Bajaj Allianz Life Insurance is going in for a rejig
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18-Aug-08
11:40
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Bajaj Allianz Introducing Bajaj Allianz Fortune Plus
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