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Insurance Company
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Bajaj Allianz Life Insurance Company Ltd
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Plan Name
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Bajaj Allianz isecure Insurance Plan
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Plan Nature
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TRADITIONAL
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Plan Category
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Protection Plan
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UIN No.
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116N109V01
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About Plan
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Your have always tried your best to fulfill all your responsibilities and take care of your family. However, life comes with risks and unforeseen incidents can put your family's financial security in jeopardy. Presenting the Bajaj Allianz iSecure Insurance plan, a level cover term assurance plan that secures your family's financial needs by giving you a level term cover for high sum assured, but at a low cost.
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Minimum Entry Age
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18 years
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Maximum Entry Age
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60 years
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Minimum Sum Assured
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Rs.250000 for general category and Rs.200000 for the categories split by Preferred Non-Smoker, Non-Smoker & Smoker
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Maximum Sum Assured
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No Limit
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Maximum Policy Term
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10,15,20,25 & 30 years
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Minimum Maturity Age
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28 years
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Maximum Maturity Age
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70 years
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Minimum Premium
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Sum Assured Yearly Half-Yearly Quarterly Monthly=Rs.2000000 Rs.3000 Rs.1500 Rs.750 Rs.250
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Benefits
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| Particulars | Description |
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Maturity Benefits
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No maturity benefit shall be payable on survival till the end of the policy term.
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Death Benefits
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Individual Life: In case of unfortunate death of life assured during the policy term, provided all premiums are paid up to date, the sum assured will be payable as death benefit to the nominee. The policy cover will terminate immediately on death of the life assured.JointLife: The death benefit is payable on death of each life, provided the policy is in-force. The amount of benefit payable is the sum assured, in respect of the deceased life assured. On death of any one of the life assureds, the policy will automatically continue on the surviving life assured with a reduced premium. The reduced premium will be based on the age, lifestyle category (if applicable), policy term, premium payment frequency and sum assured of the surviving life assured at the inception of the policy. The policy cover will terminate immediately on death of the surviving life assured.
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Rider Benefits
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You can enjoy extra coverage by choosing the optional additional rider benefits at a nomina extra cost. The riders available with Bajaj Allianz iSecure Insurance Plan are:* Bajaj Allianz Comprehensive Accidental (UIN:116C001V01) Protection Benefit* Bajaj Allianz Critical Illness Benefit (UIN:116C007V01)* Bajaj Allianz Hospital Cash Benefit (UIN:116C008V01)
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Tax Benefits
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| Section | Description |
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SEC 80 C
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Under Section 80 C premiums up to Rs. 100,000 are allowed as deduction from taxable income.
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SEC 10 (10)D
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Maturity and Death Benefits are tax free under section 10 (10) D of the Income Tax Act, 1961.
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Comprehensive Accident Protection [116C001V01]
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Critical Illness Benefit [116C007V01]
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Hospital Cash Benefit [116C008V01]
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Get the advantage of a level term cover at low cost, especially for larger sum assured.
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Get rewarded for maintaining a healthy life-style, if applicable, with special premium rates for non-smokers and medically fit non-smokers.
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Benefit of attractive high sum assured rebate.
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Flexibility to select your policy term of 10,15,20,25 or 30 years depending on your requirement.
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After your premium payment frequency.
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Include your spouse at a later date in your existing policy, if you are single at present.
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Choose additional ride benefit(s) for enhanced protection.
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Plan to meet recurring expenses of your loved ones by opting for payment of benefit in annual instalments.
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03-Jul-09
10:49
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Bajaj Allianz has invested Rs 50 cr SKS Microfinance
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16-Jun-09
10:59
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Bajaj Allianz Life has launched Invest Plus
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21-May-09
11:46
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Bajaj Allianz Life Insurance posted profit of Rs 45 Cr in FY09
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13-May-09
12:59
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Bajaj Allianz Life launched ULIP plan
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21-Apr-09
10:41
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Allianz expands India presence into asset management
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11-Apr-09
10:45
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Policies for women : Bajaj Allianz
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31-Mar-09
09:46
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Bajaj Allianz to insure all Volkswagen vehicles
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17-Feb-09
16:20
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Bajaj Allianz launches CenturyPlus II
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20-Jan-09
12:50
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Private insurers see market share rise to 62%
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16-Jan-09
16:20
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Bajaj Allianz Life Insurance GWP is Rs 6726cr
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17-Dec-08
14:15
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Equity-based Ulips outdo indices
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13-Dec-08
11:20
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Allianz sees bright future for its Asian operations
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21-Nov-08
09:56
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Bajaj Allianz to infuse Rs.300 Cr
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30-Aug-08
10:12
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Vijender Singh snapped up by Bajaj Allianz Life Insurance
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22-Aug-08
17:00
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Bajaj Allianz Life Insurance is going in for a rejig
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18-Aug-08
11:40
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Bajaj Allianz Introducing Bajaj Allianz Fortune Plus
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