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Wealth at Retirement

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Insurance

Plan Details

Birla Sun Life Saral Jeevan Plan

Summary Info

Insurance Company	Birla Sun Life Insurance Company Ltd
Plan Name	Birla Sun Life Saral Jeevan Plan
Plan Nature	ULIP
Plan Category	Saving
UIN No.	109L034V01
About Plan	The BSLI Saral Jeevan plan provides the dual benefit of protection and investment. So it is the ideal policy if you want to secure your life and build wealth at the same time.

Basic Details

Minimum Policy Term	10 YEARS
Maximum Policy Term	20 YEARS

Key Benefits

Benefits

Particulars	Description
Maturity Benefits	On maturity you will get the fund value.
Death Benefits	Your nominee will receive both sum assured and fund value in the unfortunate event of death.
Partial Withdrawal Benefit	Free unlimited partial withdrawals are allowed from your fund value after 3 policy years.
Surrender Benefit	You can surrender your policy after three policy years elapsed. There is no surrender charges after three policy years.

Tax Benefits

Section	Description
SEC 80 C	Under Section 80 C premiums up to Rs. 100,000 are allowed as deduction from taxable income.
SEC 10 (10)D	Maturity and Death Benefits are tax free under section 10 (10) D of the Income Tax Act, 1961.

Plan Speciality

New Multiplier Fund:Choose from a wide range of 8 fund options including the new Multiplier fund for allocating your premiums, depending on your risk profile.

Free unlimited switches and premium redirection give you an opportunity to always have control of your fund and optimize your returns.

Free unlimited partial withdrawals are allowed from your fund value after 3 policy years. Also, zero surrender charges after 3 policy years.

The plan offers the flexibility of surrendering the policy if the need arises, anytime during the tenure of the policy. The surrender benefit will be the fund value after deducting the surrender charges. There will be no surrender charge from the 4th policy year.However, if the policy is surrendered before completing 3 policy years, the surrender benefit will be paid only at the end of third policy year. The surrender value as of the date of your surrender remains constant till paid to you.

You are allowed to make unlimited partial withdrawals after 3 policy years, free of cost. The minimum amount of partial withdrawal is Rs. 5000. There is no maximum limit subject to a balance of fund value equal to Rs. 12000.

We provide our customers with a high level of transparency in all our plans to put them in total control. Keeping track of your investment is easy with usWe will send you an annual statement detailing the number of units you have in each investment fund and their respective unit price as of the last policy anniversary; andWe publish the unit prices of all investment funds on our website www.birlasunlife.com as well as in the newspapers.

Fund Option

Individual Life - Assure

Individual Life - Builder

Individual Life - Creator

Individual Life - Enhancer

Individual Life - Magnifier

Individual Life - Maximiser

Individual Life - Multiplier

Individual Life - Protector

Particulars	Range
Individual Life - Assure
Debt Instruments, Money Market & Cash	100% - 100%
Equities & Equity Related Securities	0% - 0%
Individual Life - Builder
Debt Instruments, Money Market & Cash	80% - 90%
Equities & Equity Related Securities	10% - 20%
Individual Life - Creator
Debt Instruments, Money Market & Cash	50% - 70%
Equities & Equity Related Securities	30% - 50%
Individual Life - Enhancer
Debt Instruments, Money Market & Cash	65% - 80%
Equities & Equity Related Securities	20% - 35%
Individual Life - Magnifier
Debt Instruments, Money Market & Cash	10% - 50%
Equity & Equity related securities	50% - 90%
Individual Life - Maximiser
Debt Instruments, Money Market & Cash	0% - 20%
Equities & Equity Related Securities	80% - 100%
Individual Life - Multiplier
Debt Instruments, Money Market & Cash	0% - 20%
Equities & Equity related securities	80% - 100%
Individual Life - Protector
Debt Instruments, Money Market & Cash	90% - 100%
Equities & Equity Related Securities	0% - 10%

Latest NAV

Assure Fund	21-May-13	20.0185
Builder Fund	21-May-13	33.6649
Creator Fund	21-May-13	30.2914
Enhancer Fund	21-May-13	39.8425
Magnifier Fund	21-May-13	29.7797
Maximiser Fund	21-May-13	14.9168
Multiplier Fund	21-May-13	12.3908
Protector Fund	21-May-13	27.2877

Portfolio

Individual Life - Assure

Individual Life - Builder

Individual Life - Creator

Individual Life - Enhancer

Individual Life - Magnifier

Individual Life - Maximiser

Individual Life - Multiplier

Individual Life - Protector

News

13-Jul-09 20:14	Birla Sun Life Insurance launched 'Super 20'
25-Jun-09 11:26	Birla Sun Life renewed bancassurance with Development Credit Bank
20-Jun-09 11:46	Investing Rs 500 cr in Life Insurance arm : Birla & Sun Life
16-Jun-09 12:26	Sun Life Financial acquires UK business of Lincoln National
19-May-09 11:55	Birla Sun Life paid Rs 1.25 lakh as settlement amount to SEBI
15-May-09 12:26	Claims outstanding ratio has been reduced by 100% : Birla SunLife Insurance
29-Apr-09 10:26	Birla Sun Life Insurance crosses Rs 10,000 cr in AUM
08-Apr-09 08:56	Birla Sun Life Insurance opens zonal office in Pune
20-Jan-09 13:20	Birla Sun Life to partner in micro insurance project
10-Jan-09 10:20	Birla Sun Life mutual dumps Satyam
09-Jan-09 14:10	Birla Sun Life enters the health space
08-Jan-09 12:40	BSLI enters health insurance buisness
03-Dec-08 12:06	Birla Sun Life CEO quits

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Wealth at Retirement

Birla Sun Life Saral Jeevan Plan

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