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This Plan offers you on request (before the end of revival period) to continue with your Life Coverage even if you are not in position to pay your premium post first three Policy years. Please refer to the detailed brochure for more details onthe same
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You can choose to increase/ decrease your Sum Assured to accommodate an increased need for Insurance cover, due to an increase in your responsibility like Birth of a child etc. or lesser cover by directing morefunds towards Investments.
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The Policy will acquire a Surrender Value provided at least entire firstyear's Premium has been paid. The Surrender Value will be equal to theFund Value less Surrender Charges (if any) If a surrender request is received after Premiums have been paid forthe first 3 years in a Policy, the Surrender Value will be paid to youimmediately If surrender request is received within the first 3 Policy years theUnits pertaining to Surrender Value (if any) will be disinvestedand kept in rupee terms and will be paid at the completion ofrd 3 Policy year
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The Plan provides you Life Cover till age 99 years, while you pay for a fixed number of years as per your financial capability
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Liquidity by way of Partial Withdrawals from your Funds, as andwhen required post completion of 3 years since Policy start date, tomeet any unforeseen financial hardships
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Hassle-free investment management product with market related returns. Investment flexibility to choose from 5 Funds to match your attitude to investment risk and return
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Benefits by way of Loyalty Additions (For Premium Payment Term10 years and above) up to end of Policy Term to give you freeallocation of extra Units and enhance the value of your investment
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