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Insurance Company
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DLF Pramerica Life Insurance Company Ltd
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Plan Name
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DLF Pramerica Dhan Suraksha
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Plan Nature
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TRADITIONAL
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Plan Category
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Savings & Investment Plan
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UIN No.
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140N020V01
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About Plan
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DLF Pramerica Dhan Suraksha is a money back endowment plan, an ideal savings cum protection plan. With this plan, while you have all the advantages and benefits of a comprehensive insurance cover, you also have assurance of a guaranteed return, free from speculation or risk. It's a plan designed to make sure there are some things you can have guarantees upon. It guaranteed protection, benefits and returns.
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Minimum Entry Age
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90days
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Maximum Entry Age
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55years
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Maximum Maturity Age
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70years
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Maximum Policy Term
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15years,20years or 25years
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Premium Paying Term
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Equal to the Policy Term
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Minimum Sum Assured
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Rs.40000
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Maximum Sum Assured
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No limit subject to underwriting
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Benefits
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| Particulars | Description |
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Maturity Benefits
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At maturity, accrued guaranteed additions and the sum assured under the policy minus the survival benefits already disbursed will be paid.
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Death Benefits
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In case of death of the life insured till the age of 7 as on the last policy anniversary, total premiums paid (excluding underwriting extra (if any), education cess and service tax) till date will be returned with interest. No sum assured and guaranteed additions will be given.
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Death Benefits
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In case the death oflife insured happens after the age of 7 as on the last policy anniversary, full sum assured plus accrued guaranteed additions will the the time of reporting of death wil be paid.
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Death Benefits
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In case of accidental death of life insured between age 18 and 65, an additional sum assured equal to the base sum assured will be paid.
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Guaranteed Benefit
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Guaranteed additions accrue at the rate of Rs.100 per Rs.1000 sum assured for each completed year of the policy.
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Tax Benefits
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| Section | Description |
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SEC 80 C
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Under Section 80 C premiums up to Rs. 100,000 are allowed as deduction from taxable income.
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SEC 10 (10)D
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Maturity and Death Benefits are tax free under section 10 (10) D of the Income Tax Act, 1961.
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Rs.100 per Rs.1000 of Sum Assured will accrue each year which will be paid at maturity or on in case of unfortunate demise of the Life Insured.
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15% of the basic sum assured will be paid at the end of every 5th year of your policy, subject to the policy being in force and premium paying.
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Double sum assured in case of accidental death.
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Sum assured less the money back benefit alread paid, to be given at maturity.
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06-Aug-09
12:00
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DLF is looking to exit its life insurance JV
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10-Jul-09
10:21
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DLF Pramerica has launched child ULIP plan DLF Pramerica Future Idol
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19-Mar-09
11:25
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DLF Pramerica Life Insurance opened Branch in Amritsar
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23-Feb-09
10:53
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DLF Pramerica Life launches 'Golden Age' a ULIP pension plan
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29-Jan-09
16:51
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Insurers to inform consumer on bouncing of cheque
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29-Oct-08
12:05
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IRDA asks ULIP performance report
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