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Insurance Company
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DLF Pramerica Life Insurance Company Ltd
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Plan Name
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DLF Pramerica Golden Age Plus SP
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Plan Nature
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ULIP
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Plan Category
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Protection Plan
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UIN No.
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140L014V01
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About Plan
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It's a unit linked pension plan that offers you a potentially higher return than conventional methods od saving. Along with a host of benefits. All with the advantage of a single premium that takes all the haddles out of planning.
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Minimum Entry Age
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18years
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Maximum Entry Age
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65years.
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Minimum Policy Term
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10years.
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Maximum Policy Term
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57years.
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Minimum Premium
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Rs.45,000 for a Term of 10 yearsRs.100,000 for term > 10 years.
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Benefits
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| Particulars | Description |
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Maturity Benefits
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On muturity of the policy at the chosen retirement age, you have the option to purchase an annuity from the fund value, or to receive a lump sum amount up to 1/3rd of the total fund value tax-free, i.e.value of single premium units and top-up units on the maturity date and apply the rest to an annuity.
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Death Benefits
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Incase of the unfortunate event of death of the life insured, before the chosen retirement age, the nominee will receive the fund value, including value of top-up units, if any.
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Surrender Benefit
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You can surrender your policy after completion of 3 policy years,the surrender value will be the fund value less surrender charges. There is no surrender charge applicable on the top-up unit account.
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Tax Benefits
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| Section | Description |
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SEC 80 C
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Under Section 80 C premiums up to Rs. 100,000 are allowed as deduction from taxable income.
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One time Lump Sum investment.Flexibility to choose your retirement are (45years- 75years).2.5% of the average single premium fund value of preceding 36 months to your unit account at the end of 10th policy year.
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The option to safeguard your fund value before maturity, we will switch your investment at regular intervals to pension Debt Fund beginning 3 years feom your chosen retirement.
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Receive tax-free commutation up to 1/3rd of the fund value on retairment.
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Pension Balance Fund
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Pension Debt Fund
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Pension Dynamic Equity Fund
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Pension Growth Fund
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Particulars
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Range
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Pension Balance Fund
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Debt Securities (Govt Securities, Corporate Bonds etc.)
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20% - 90%
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Equity
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10% - 40%
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Money Market Instruments/Cash
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0% - 40%
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Pension Debt Fund
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Debt Securities (Govt Securities, Corporate Bonds etc)
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60% - 100%
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Money Market Instruments/Cash
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0% - 40%
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Pension Dynamic Equity Fund
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Equity
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0% - 100%
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Money Market Instruments/Cash
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0% - 100%
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Pension Growth Fund
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Debt Securities (Govt. Securities, Corporate Bonds etc.)
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0% - 60%
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Equity
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40% - 60%
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Money Market Instruments/Cash
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0% - 40%
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Pension Balance Fund
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17-Jun-13
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15.4029
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Pension Debt Fund
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17-Jun-13
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13.5081
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Pension Dynamic Equity Fund
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17-Jun-13
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18.7022
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Pension Growth Fund
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17-Jun-13
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18.4683
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Pension Balance Fund
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Pension Debt Fund
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Pension Dynamic Equity Fund
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Pension Growth Fund
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06-Aug-09
12:00
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DLF is looking to exit its life insurance JV
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10-Jul-09
10:21
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DLF Pramerica has launched child ULIP plan DLF Pramerica Future Idol
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19-Mar-09
11:25
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DLF Pramerica Life Insurance opened Branch in Amritsar
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23-Feb-09
10:53
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DLF Pramerica Life launches 'Golden Age' a ULIP pension plan
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29-Jan-09
16:51
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Insurers to inform consumer on bouncing of cheque
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29-Oct-08
12:05
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IRDA asks ULIP performance report
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