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Insurance Company
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DLF Pramerica Life Insurance Company Ltd
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Plan Name
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DLF Pramerica Rakshak
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Plan Nature
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TRADITIONAL
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Plan Category
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Child Plan
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UIN No.
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140N028V01
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About Plan
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No more worries, DLF Pramerica Life Insurance brings you a plan that is designed to safeguard your child's future. It provides money to cater to various needs like higher education, marriage, etc and protects your child even in your absence. Once you invest in this plan, you can be rest assured that nothing will prevent your dream for your child from turning into a reality.
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Minimum Entry Age
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18 years
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Maximum Entry Age
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60 years
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Maximum Maturity Age
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70 years
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Maximum Policy Term
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10,15,20 or 25 years
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Premium Paying Term
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For policy term of 10 years: 7 years premium payment termFor policy term of 15 years: 10 year premium payment termFor policy term of 20 years: 15 year premium payment term
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Minimum Sum Assured
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Rs.50000
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Maximum Sum Assured
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No Limit Subject to underwriting
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Benefits
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| Particulars | Description |
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Maturity Benefits
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Maturity Benefit is payable at theend of the Policy Term provided all due premiums have been paid. The policy holder will receive the following benefits:a) Base Sum Assured chosen at inception PLUSb) Accrued Annual Regular Additions PLUSc) Accrued Annual Guaranteed Additions
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Death Benefits
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In an unfortunate case where the life insured dies, the policy terminates and pays the following acelerated benefits:a) Base Sum Assured chosen at inception paid immediately PLUSb) Accrued Annual Regular Additions till the date of death paid immediately PLUSc) Accrued Annual Guaranteed Additions till the date of death paid immediately PLUSd) Monthly Payout calculated as 2% of the base Sum Assured for the remaining Policy Term PLUse) 100% of base Sum Assured to be paid at the scheduled end of the Policy Term.
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Tax Benefits
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| Section | Description |
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SEC 80 C
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Under Section 80 C premiums up to Rs. 100,000 are allowed as deduction from taxable income.
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SEC 10 (10)D
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Maturity and Death Benefits are tax free under section 10 (10) D of the Income Tax Act, 1961.
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Enhanced protection:To address immediate as well as long term and future needs of the child in event of unfortunate demise of the life insured.
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Annual Guaranteed Additions: To grow your savings, we add a guaranteed amount every year to your base Sum Assured.
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Annual Regular Additions:To help earn extra benefits regularly, we add an amount based on your base Sum Assured at the end of every policy year.
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Flexibility:To meet needs in an emergency situation by taking a loan against the policy.
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06-Aug-09
12:00
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DLF is looking to exit its life insurance JV
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10-Jul-09
10:21
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DLF Pramerica has launched child ULIP plan DLF Pramerica Future Idol
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19-Mar-09
11:25
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DLF Pramerica Life Insurance opened Branch in Amritsar
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23-Feb-09
10:53
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DLF Pramerica Life launches 'Golden Age' a ULIP pension plan
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29-Jan-09
16:51
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Insurers to inform consumer on bouncing of cheque
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29-Oct-08
12:05
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IRDA asks ULIP performance report
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