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To manage any unexpected need for money or for any exigency, partial withdrawals can be made from your investment account after 3 policy years. Such withdrawals can be made 5 times during the entire term of the policy.
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The Policyholder can surrender the Policy after completion of 3 policy years. However, the policy will acquire surrender value after payment of full one-year premium.
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On maturity of the Policy at the end of the term, the Policy will pay the fund value i.e. value of regular premium units. Death cover chosen will cease on maturity.
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This is an option, to safe guard in order to preserve your capital towards Policy end, when your investments are due to be paid back. All your investment are systematically transferred from Balance fund to Debt Fund in the last three years of Policy; on a half-yearly.
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In case of an accidental death, an additional sum equal to sum assured will be payable to beneficiary.
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To reward savings regularly towards your insurance policy, we will return up to 200% (conditions applied) of all premium allocation charges paid, in the last policy year.
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