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DLF Pramerica Vishal Child Care Double Plus is a unit linked plan. This plan helps you realize the dreams that you have for your child and ensures that your child's education does not get hampered, even if you are not around.
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On maturity of the Policy at the end of the term, fund value i.e. value of regular premium units and top-up units, if any become payable. All death and rider risk covers chosen will cease on maturity.
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The Policyholder can surrender the Policy after completion of 3 policy years. However, the policy will acquire surrender value after payment of full one-year premium.
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This is a reward for regularly saving towards your childÆs future up to 150% of regular premium due gets credited to your fund account is in the last year of the Policy, provided the Policy is in-force for full risk benefits and all due premiums have been paid.
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DLF Pramerica Unit Linked Critical Illness (CI) RiderDLF Pramerica Unit Linked Accidental Death Benefit (ADB) Rider
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To boost your savings, you can pay additional top-up premiums without increasing the sum assured provided you have paid all your due regular premiums.
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You can switch your investments within the available funds, depending on your financial priorities and investment decision. In any year 4 switches are free.
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You have the flexibility to change the proportion of future premiums that are invested in different funds. In case you select more than one fund, at least 10% of the allocated premium should be invested in each fund. Two redirection in a year are available free of cost.
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To manage any unexpected need for money or for any exigency, partial withdrawals can be made from your investment account after 5 policy years. Such withdrawals can be made 5 times during the entire term of the policy.
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