| Particulars | Description |
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Maturity Benefits
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Your policy matures at the end of the policy term you have chose and all your risk covers cease. You may redeem your balance units at the then prevailing unit price and take the fund value.
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Death Benefits
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In case of the Life Assured's unfortunate demise. We will also pay Accidental Death Benefits if applicable. Your policy will terminate thereafter and no more benefits will be payable.
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Partial Withdrawal Benefit
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You can make lump sum partial withdrawals from your funds after 5 years if your policy provided:.The Life Assured is at least 18 years of age..The minimum withdrawal amount is Rs.10000.
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Partial Withdrawal Benefit
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.After the withdrawal and applicable charges, the fund value is not less than 150% of your original regular premium.
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Partial Withdrawal Benefit
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.The maximum amount that can be withdran throughout the policy term is 300% if the original regular premium.
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Partial Withdrawal Benefit
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.The withdrawal will not be allowed, if loan against the policy is availed.
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Surrender Benefit
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If you surrender before end of the 5th policy year. Your fund value (as on date of discontinuance) less Discontinuance Charge will be moved to the 'Discontinued Policy Fund' and will earn a minimum guaranteed return as specified by IRDA. The currend rate is 3.5%p.a. Your fund value as held in the 'Discontinued Policy Fund' will be payable to you at end of the 5 policy year.
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