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Insurance Company
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HDFC Standard Life Insurance Company Ltd
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Plan Name
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HDFC Unit Linked Young Star Champion Suvidha
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Plan Nature
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ULIP
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Plan Category
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Investment Plan
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UIN No.
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101L059V01
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About Plan
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HDFCSL YoungStar Champion suvidha will fulfill your child's immediate and future needs. So tommorrow when your child need your support you don't have to depend on anyone else
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Minimum Entry Age
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18 years.
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Maximum Entry Age
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50 years.
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Maximum Maturity Age
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65years
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Minimum Policy Term
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10years
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Maximum Policy Term
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20years.
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Benefits
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| Particulars | Description |
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Death Benefits
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Incase of your unfortunate demise during the policy term you will pay the sum assured you had chosen to the beneficiary and continues to pay 100% of the original regular premium towards your policy as and when the premium are due, on an annualbasis.In the event of a claim during the minority of the beneficiary/nominee, the appointee will not have the right to do any policy servicing especially fund related service especially fund related servicing or charge the beneficiary.
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Partial Withdrawal Benefit
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You can make lump sum partial withdrawals from your funds after 5 years of your policy provided Minimum withdrawal amount is Rs.10,000.After the withdrawal and applicable charges, the fund does not fall below the minimum fundvalue.After the withdrawal, the fund does not fall below the sum of top-up premium paid in the three years, ignoring all top-up premium paid in the three years before the maturity date.The minimum partial withdrawel that can be done throughout the policy term is 300% of the original annualised premium.
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Surrender Benefit
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If you do not pay premiums in first 3 years your policy will lapse and life cover will cease. your fund value less applicable surrender charges will be held seperately and will not be invested. this amount will be paid to you only at end of either the 3rd years of policy or 2 years after premium payment is stopped, whicheven is later. If you surrender before 3 policy years your life cover will terminate fund value less applicable charges will be held separately and will not be invested . This amount will be paid to you at the end of 3rd year.Surrender after 3 years your life cover will cease & your policy will terminated. Fundvalue less applicable surrender charge at end 3rd year.
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Tax Benefits
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| Section | Description |
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SEC 80 C
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Under Section 80 C premiums up to Rs. 100,000 are allowed as deduction from taxable income.
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SEC 10 (10)D
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Maturity and Death Benefits are tax free under section 10 (10) D of the Income Tax Act, 1961.
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Valuable financial protection for your child in case you are not around.Bumper Additions to the fundvalue at maturity.No need to go for medicals. Just filling a short medical questionnaire will do.An outstanding investment opportunity a choice of selected investment.
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you can choose your premium and the investment funds it will invest your premium, net of premium allocation charge in your chosen funds in the proportion you specify. At the policy term, you will receive the accumulated value of your funds.
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Incase of your unfortunate demise during the policy term, we will pay the sum assured to your beneficiary. We will continue to pay 100% of the original annualized premium you have choden at the inception towards your policy. At end of the term, your beneficiary will receive the fund value plus bumper additions.
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Balanced Managed Fund - Life II
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Defensive Managed Fund - Life II
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Euqity Managed Fund - Life II
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Growth Fund - Life II
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Liquid Fund - Life II
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Secure Managed Fund - Life II
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Stable Managed Fund - Life II
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Particulars
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Range
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Balanced Managed Fund - Life II
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Money Market Instruments
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0% - 5%
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Bank Deposits
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0% - 15%
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Govt. Securities & Bonds
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20% - 70%
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Equity
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30% - 60%
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Defensive Managed Fund - Life II
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Money Market Instruments
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0% - 5%
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Bank Deposits
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0% - 15%
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Govt. Securities & Bonds
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50% - 85%
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Equity
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15% - 30%
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Euqity Managed Fund - Life II
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Money Market Instruments
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0% - 5%
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Bank Deposits
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0% - 10%
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Govt. Securities & Bonds
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0% - 40%
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Equity
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60% - 100%
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Growth Fund - Life II
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Money market instruments
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0% - 5%
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Equity
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95% - 100%
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Liquid Fund - Life II
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Money Market Instruments, Bank Deposits and Govt. Securities & Bonds
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0% - 100%
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Secure Managed Fund - Life II
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Money Market Instruments
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0% - 5%
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Bank Deposits
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0% - 20%
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Govt. Securities & Bonds
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75% - 100%
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Stable Managed Fund - Life II
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Money Market Instruments,Bank Deposits and Govt. Securities & Bonds
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0% - 30%
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Bank Deposit
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50% - 100%
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Govt. Securities & Bonds
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0% - 20%
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Balanced Managed Fund - Life II
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23-May-13
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12.8454
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Defensive Managed Fund - Life II
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23-May-13
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14.9456
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Equity Managed Fund - Life II
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23-May-13
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11.4218
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Growth Fund - Life II
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23-May-13
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9.7178
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Liquid Fund - Life II
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23-May-13
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15.2439
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Secure Managed Fund - Life II
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23-May-13
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15.7981
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Stable Managed Fund - Life II
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23-May-13
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14.8935
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Balanced Managed Fund - Life II
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Defensive Managed Fund - Life II
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Euqity Managed Fund - Life II
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Growth Fund - Life II
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Liquid Fund - Life II
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Secure Managed Fund - Life II
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Stable Managed Fund - Life II
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04-Aug-09
11:26
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Life insurers asks IRDA to exclude mortality charges from the overall cap on ULIP
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03-Jun-09
12:01
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HDFC Standard Life launches ULIP 'wealth multiplier'
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21-May-09
12:35
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LIC & HDFC Std Life top in fin sector TV advertisers
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08-May-09
10:42
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Capital infusion of Rs 350 cr in FY10 : HDFC Standard Life
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07-May-09
13:11
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Focusing more on business than expansion : HDFC Standard Life
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06-May-09
08:41
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Total Premium Income Grows by 15% : HDFC Standard Life
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05-May-09
10:42
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HDFC Standard Life is expected to be listed by March 2011
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13-Mar-09
12:00
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Certified Programme in Insurance by HDFC Standard Life
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03-Mar-09
12:40
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HDFC Standard Life offers health savings plan
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28-Feb-09
12:40
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HDFC Standard Life launches SurgiCare - a Health Product
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18-Dec-08
10:43
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HDFC life launches ULIP policy 'HDFC Unit Linked Endowment Winner'
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08-Dec-08
19:13
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HDFC Life unveils Life Insurance Campaign
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28-Oct-08
11:46
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HDFC Standard takes musical route to brand
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