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Insurance Company
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HDFC Standard Life Insurance Company Ltd
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Plan Name
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HDFC Unit Linked Young Star II
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Plan Nature
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ULIP
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Plan Category
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Child Plan
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UIN No.
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101L036V01
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About Plan
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Plan today to ensure a bright future for your children. Start building savings today with our HDFC Unit Linked Young Star II so that your child is able to lead a life of respect and dignity with a secured financial future.It provides options such as critical illness cover, flexible benefit payment preferences û Double Benefit and Triple Benefit and also Valuable protection to your child in case you are not around
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Minimum Entry Age
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18 Yrs
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Maximum Entry Age
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65 Yrs
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Minimum Policy Term
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10 Yrs
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Maximum Policy Term
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25 Yrs
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Maximum Maturity Age
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75 Yrs
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Benefits
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| Particulars | Description |
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Maturity Benefits
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Your policy matures at the end of the policy term you have chosen and your risk cover ceases. You may redeem you balance units at the then prevailing unit price and take the fund value. However, you also have the option to take your fund in periodical instalments over the period which may extend to five years. This is called the Settlement Option.
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Death Benefits
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In case of your unfortunate demise during the policy term, the beneficiary would get the Sum Assured and in Double benefit payment - Continue to pay 100% of the original regular premiums towards your policy as and when the premiums are due, on an annual basis. In Triple Benefit payment - Continue to pay 50% of the original regular premiums towards your policy and pay the balance 50% of the premiums to the beneficiary as and when the premiums are due, on an annual basis.
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Partial Withdrawal Benefit
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You can make lump sum partial withdrawals from your funds after 5 years of your policy provided the minimum withdrawal amount is Rs. 10,000. After the withdrawal, the fund does not fall below the minimum fund value.
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Surrender Benefit
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You can choose to surrender the policy, any time after three years have passed the surrender value will be the value of the units in the fund after deduction of the surrender chages if any.
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Tax Benefits
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| Section | Description |
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SEC 80 C
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Under Section 80 C premiums up to Rs. 100,000 are allowed as deduction from taxable income.
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SEC 10 (10)D
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Maturity and Death Benefits are tax free under section 10 (10) D of the Income Tax Act, 1961.
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Critical Illness Benefit [101B004V01]
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| No data for Plan Speciality |
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Balanced Managed Fund - Life II
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Capital Guarantee 3A - Group II Non SuperAnn (A)
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Capital Guarantee 5A - Group II Non SuperAnn (A)
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Defensive Managed Fund - Life II
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Euqity Managed Fund - Life II
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Growth Fund - Life II
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Liquid Fund - Life II
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Secure Managed Fund - Life II
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Stable Managed Fund - Life II
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Particulars
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Range
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Balanced Managed Fund - Life II
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Money Market Instruments
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0% - 5%
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Bank Deposits
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0% - 15%
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Govt. Securities & Bonds
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20% - 70%
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Equity
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30% - 60%
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Defensive Managed Fund - Life II
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Money Market Instruments
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0% - 5%
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Bank Deposits
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0% - 15%
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Govt. Securities & Bonds
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50% - 85%
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Equity
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15% - 30%
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Euqity Managed Fund - Life II
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Money Market Instruments
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0% - 5%
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Bank Deposits
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0% - 10%
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Govt. Securities & Bonds
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0% - 40%
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Equity
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60% - 100%
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Growth Fund - Life II
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Money market instruments
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0% - 5%
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Equity
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95% - 100%
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Liquid Fund - Life II
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Money Market Instruments, Bank Deposits and Govt. Securities & Bonds
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0% - 100%
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Secure Managed Fund - Life II
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Money Market Instruments
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0% - 5%
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Bank Deposits
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0% - 20%
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Govt. Securities & Bonds
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75% - 100%
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Stable Managed Fund - Life II
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Money Market Instruments,Bank Deposits and Govt. Securities & Bonds
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0% - 30%
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Bank Deposit
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50% - 100%
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Govt. Securities & Bonds
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0% - 20%
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Balanced Managed Fund - Life II
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20-May-13
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13.0723
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Capital Guarantee 3A - Life II
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20-May-13
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11.4252
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Capital Guarantee 5A - Life II
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20-May-13
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11.5358
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Defensive Managed Fund - Life II
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20-May-13
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15.0853
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Equity Managed Fund - Life II
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20-May-13
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11.7638
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Growth Fund - Life II
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20-May-13
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10.0963
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Liquid Fund - Life II
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20-May-13
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15.235
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Secure Managed Fund - Life II
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20-May-13
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15.7991
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Stable Managed Fund - Life II
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20-May-13
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14.8883
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Balanced Managed Fund - Life II
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Capital Guarantee 3A - Group II Non SuperAnn (A)
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Capital Guarantee 5A - Group II Non SuperAnn (A)
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Defensive Managed Fund - Life II
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Euqity Managed Fund - Life II
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Growth Fund - Life II
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Liquid Fund - Life II
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Secure Managed Fund - Life II
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Stable Managed Fund - Life II
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04-Aug-09
11:26
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Life insurers asks IRDA to exclude mortality charges from the overall cap on ULIP
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03-Jun-09
12:01
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HDFC Standard Life launches ULIP 'wealth multiplier'
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21-May-09
12:35
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LIC & HDFC Std Life top in fin sector TV advertisers
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08-May-09
10:42
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Capital infusion of Rs 350 cr in FY10 : HDFC Standard Life
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07-May-09
13:11
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Focusing more on business than expansion : HDFC Standard Life
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06-May-09
08:41
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Total Premium Income Grows by 15% : HDFC Standard Life
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05-May-09
10:42
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HDFC Standard Life is expected to be listed by March 2011
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13-Mar-09
12:00
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Certified Programme in Insurance by HDFC Standard Life
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03-Mar-09
12:40
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HDFC Standard Life offers health savings plan
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28-Feb-09
12:40
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HDFC Standard Life launches SurgiCare - a Health Product
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18-Dec-08
10:43
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HDFC life launches ULIP policy 'HDFC Unit Linked Endowment Winner'
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08-Dec-08
19:13
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HDFC Life unveils Life Insurance Campaign
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28-Oct-08
11:46
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HDFC Standard takes musical route to brand
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