• RBI policy hints at better days ahead for markets
    by Nirmal Jain June 04, 2014 08:19 IST

    Monetary easing will aid the government's effort to accelerate economy's growth engine as quickly as possible- Nirmal Jain

  • Credit cards…. ‘down’ the years!
    by R. Venkataraman May 06, 2010 17:08 IST

    All banks from early 2000 started doling out credit cards, like sales people hand out pamphlets at railway stations. This was so different from the time when yours truly got his first credit card.

  • 11 years later, Knowledge still is the edge
    by R. Venkataraman May 10, 2010 18:32 IST

    It was 6 AM in the morning and people were frantically searching for the home page. Business Standard was carrying an advertisement to announce the launch of and the landing page had disappeared.

  • RBI commentary: Pehla ball aur ye lagaa sixer
    by R. Venkataraman September 10, 2013 17:33 IST

    Raghuram Rajan’s CEO kind of approach, with set target of achieving things is a welcome sign. The debate is now whether the system will let him deliver or whether he too will fail the system test. History will judge him by what he does over a three-year period rather than the way our market reacts over a week.

  • Fed up! But Bernanke raises interest on respect
    by R. Venkataraman June 14, 2013 14:17 IST

    The collapse of work ethics combined by need to get rich quick is a deadly cocktail.

  • Too careful regulation breeds too many crooks
    by Nirmal Jain May 02, 2013 17:16 IST

    More than 40% Indians do not have a bank account and over 90% are still untouched by bank loans. Although doors have been opened to new banks, we are being overly severe in terms of number and criteria.

  • Can't auction, don't ration either
    by Nirmal Jain April 29, 2013 13:15 IST

    The premiums the process demands will preclude the basic objective of financial inclusion - so will limiting the number of new banks

  • License Raj in financial services
    by Nirmal Jain June 27, 2012 08:18 IST

    Already, we have an acute shortage, with banks not being able to reach out to almost half the population. Perhaps India needs 500 new banks today.

  • RBI, don't write off brokers
    by Nirmal Jain November 08, 2011 16:31 IST

    Broking is no less qualified than others to be eligible for a banking license, based on merits.

  • Foreign Banks in India: Don’t just judge them by volume
    by Amar Ambani May 25, 2010 14:22 IST

    This is an exclusive cover story written for the magazine ‘4Ps Business & Marketing’. The article traces the growth of foreign banks in India and the way forward.

Back to Top



  • St Bk of India

    Resolutions in NCLT accounts, lower residual stressed assets and enhanced income recognition and provision write-backs through to ...

    Buy Reco. Price: 286

  • H D F C

    Revival in retail mortgages and corporate lending business, are likely to drive income for the core mortgage business. The core ...

    Buy Reco. Price: 2,125