AU Small Finance Bank Financial Statements

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Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Deposits -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Credit/Deposits -- -- -- --
Cost/Income -- -- -- --
CASA -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
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Y/e 31 Mar ( In .Cr) - - - -
Interest income -- -- -- --
Interest expense -- -- -- --
Net interest income -- -- -- --
Non-interest income -- -- -- --
Total op income -- -- -- --
Total op expenses -- -- -- --
Op profit (pre-prov) -- -- -- --
Provisions -- -- -- --
Exceptionals -- -- -- --
Profit before tax -- -- -- --
Taxes -- -- -- --
Net profit -- -- -- --
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Y/e 31 Mar ( In .Cr) Mar-2020 Mar-2019 Mar-2018 Mar-2017
Total cash & equivalents 3,370 1,740 1,761 625
Investments 10,668 7,162 3,051 2,150
Advances 26,992 22,819 13,312 6,551
Total int-earning assets 41,030 31,721 18,124 9,326
Fixed assets 448 447 386 276
Other assets 707 493 342 179
Total assets 42,185 32,661 18,852 9,781
Net worth 4,377 3,163 2,281 1,988
Deposits 26,164 19,422 7,923 --
Borrowings 10,335 8,613 7,639 7,120
Total int-bearing liabs 36,499 28,036 15,562 7,120
Non-int-bearing liabs 1,309 1,462 1,008 674
Total liabilities 37,809 29,498 16,570 7,794
Equity + Total liabilities 42,185 32,661 18,852 9,781
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Particulars ( Rupees In Crores.) Jun-2020 Mar-2020 Dec-2019 Sep-2019
Interest Earned 1,184 1,183 1,112 1,033
Other Income 226 183 161 151
Total Income 1,410 1,367 1,273 1,184
Operating Expenses ** 964 1,051 960 907
Operating Profit Before Prov. & Cont. 446 316 313 278
Provisions & Contingencies 181 151 40.10 61
Depreciation -- -- -- --
Provision For Taxes 63.50 42.90 82.50 44.80
Fringe Benefit Tax  -- -- -- --
Deferred Tax -- -- -- --
Net Profit 201 122 190 172
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 201 122 190 172
EPS (Unit Curr.) 6.58 4.03 6.43 5.87
EPS (Adj) (Unit Curr.) 6.58 4.03 6.43 5.87
Calculated EPS (Unit Curr.)  6.55 4.02 6.26 5.86
Calculated EPS (Adj) (Unit Curr.) 6.55 4.02 6.26 5.86
Calculated EPS (Ann.) (Unit Curr.)  26.20 16.10 25.10 23.40
Calculated EPS (Adj) (Ann.) (Unit Curr.)  26.20 16.10 25.10 23.40
Book Value (Unit Curr.) -- -- -- --
Dividend (%) -- -- -- --
Equity 306 304 304 293
Reserve & Surplus  -- -- -- --
Face Value 10 10 10 10
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity) -- -- -- --
(%) of shares held by GOI -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 78.80 67.10 78.90 77.30
PBDTM(%) 22.30 14 24.50 21
PATM(%) 17 10.30 17.10 16.60
Capital Adequacy Ratio -- -- -- --
Tier I Capital -- -- -- --
Tier II Capital -- -- -- --