ICICI Bank Financial Statements

ICICI Bank Key Financial Ratios

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Y/e 31 Mar Mar-2017 Mar-2016 Mar-2015 Mar-2014
Growth matrix (%)        
Net interest income 2.42 11.50 15.60 18.80
Total op income 12.80 17.10 16 21.10
Op profit (pre-provision) 11 21 18.80 25.70
Net profit 0.77 (13) 13.90 17.80
Advances 6.66 12.30 14.40 16.70
Deposits 9.25 0.23 9.52 13.10
Total assets 7.09 11.60 8.70 11.10
Profitability Ratios (%)        
NIM -- 3.49 -- 3.33
Non-int inc/Total inc 47.30 41.90 39 38.80
Return on Avg Equity 10.30 11.40 14.50 14
Return on Avg Assets 1.31 1.42 1.79 1.73
Per share ratios ()        
EPS 15.30 14.80 17.10 15.40
Adj.BVPS -- -- -- --
DPS 2.27 4.55 4.55 4.18
Other key ratios (%)        
Credit/Deposits 0.95 0.97 0.87 0.83
Cost/Income 116 110 112 114
CASA 50.40 45.80 45.50 42.90
CAR 17.40 16.60 -- 17.70
Tier-I capital 14.40 13.10 -- 12.80
Gross NPLs/Loans -- -- -- --
Prov/Avg loans 3.38 2.84 1.07 0.84
Net NPLs/Net loans -- -- -- --
Tax rate 0.15 0.25 0.42 0.42
Dividend yield 0.99 2.33 1.74 10.20
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Y/e 31 Mar ( In .Cr) Mar-2017 Mar-2016 Mar-2015 Mar-2014
Interest income 54,156 52,739 49,091 44,178
Interest expense (32,419) (31,515) (30,052) (27,703)
Net interest income 21,737 21,224 19,040 16,476
Non-interest income 19,504 15,323 12,176 10,428
Total op income 41,242 36,547 31,216 26,903
Total op expenses (14,755) (12,684) (11,496) (10,309)
Op profit (pre-prov) 26,487 23,864 19,720 16,595
Provisions (15,208) (11,668) (3,900) (2,626)
Exceptionals -- -- -- --
Profit before tax 11,279 12,196 15,820 13,968
Taxes (1,478) (2,469) (4,645) (4,158)
Net profit 9,801 9,726 11,175 9,810
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Y/e 31 Mar ( In .Cr) Mar-2021 Mar-2020 Mar-2019 Mar-2018
Total cash & equivalents 133,128 119,156 80,296 84,169
Investments 281,287 249,531 207,733 202,994
Advances 733,729 645,290 586,647 512,395
Total int-earning assets 1,148,144 1,013,977 874,676 799,559
Fixed assets 8,878 8,410 7,931 7,904
Other assets 76,454 78,750 85,645 75,197
Total assets 1,233,476 1,101,137 968,252 882,660
Net worth 147,509 116,504 108,368 105,159
Deposits 932,522 770,969 652,920 560,975
Borrowings 91,631 162,897 165,320 182,859
Total int-bearing liabs 1,024,153 933,866 818,240 743,834
Non-int-bearing liabs 61,813 50,767 41,645 33,667
Total liabilities 1,085,967 984,633 859,884 777,501
Equity + Total liabilities 1,233,476 1,101,137 968,252 882,660
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Particulars ( Rupees In Crores.) Jun-2021 Mar-2021 Dec-2020 Sep-2020
Interest Earned 20,383 19,842 19,730 19,622
Other Income 3,996 4,111 4,686 4,028
Total Income 24,379 23,953 24,416 23,651
Operating Expenses ** 15,485 15,413 15,596 15,390
Operating Profit Before Prov. & Cont. 8,894 8,540 8,820 8,261
Provisions & Contingencies 2,852 2,883 2,742 2,996
Depreciation -- -- -- --
Provision For Taxes 1,302 1,393 1,402 1,098
Fringe Benefit Tax  -- -- -- --
Deferred Tax 125 (140) (263) (85)
Net Profit 4,616 4,403 4,940 4,251
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 4,616 4,403 4,940 4,251
EPS (Unit Curr.) 6.67 6.37 7.16 6.35
EPS (Adj) (Unit Curr.) 6.67 6.37 7.16 6.35
Calculated EPS (Unit Curr.)  6.66 6.36 7.15 6.16
Calculated EPS (Adj) (Unit Curr.) 6.66 6.36 7.15 6.16
Calculated EPS (Ann.) (Unit Curr.)  26.70 25.50 28.60 24.70
Calculated EPS (Adj) (Ann.) (Unit Curr.)  26.70 25.50 28.60 24.70
Book Value (Unit Curr.) 220 213 207 200
Dividend (%) -- -- -- --
Equity 1,385 1,383 1,381 1,379
Reserve & Surplus  147,895 143,029 138,269 133,155
Face Value 2 2 2 2
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity) -- -- -- --
(%) of shares held by GOI 0.20 0.34 0.34 0.34
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 76 75.90 80.60 79.10
PBDTM(%) 29.60 28.50 30.80 26.80
PATM(%) 22.60 22.20 25 21.70
Capital Adequacy Ratio -- -- -- --
Tier I Capital -- -- -- --
Tier II Capital -- -- -- --
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