innovators facade systems ltd share price Directors report


To, The Members,

Innovators Facade Systems Limited

Your directors are presenting Twenty Fourth Annual Report on the operations of the Company together with the Audited Financial Statements for the financial year ended 31st March, 2023.

1. FINANCIAL STATEMENTS & RESULTS: I. FINANCIAL RESULTS:

The Companys performance for the year ended 31st March 2023 as compared to the previous financial year, is summarized below:

Standalone Consolidated

Particulars

FY 2023-23 FY 2022-22 FY 2023-23 FY 2022-22
Revenue from Operations 18116.58 8923.63 18116.58 8923.63
Other Income 92.88 142.00 93.03 142.81

Total Revenue

18209.47 9,065.63 18209.62 9066.44

EBITDA

1911.18 1,193.64 1908.76 1191.47
Finance Cost 641.50 451.66 641.50 451.66
Depreciation 294.99 610.82 294.99 610.82

Profit Before Exceptional Items and Tax

974.68 131.16 972.26 128.99
Less: Exceptional Items - - - -

Profit Before Tax

974.68 131.16 972.26 128.99
Tax Expenses (Current Tax & Deferred Tax) (130.13) (31.84) (130.13) (30.90)

Profit After Tax

844.55 163.01 842.13 159.89

II. OPERATIONS:

The Company is engaged in the business of designing, engineering, fabrication, supply and installation of facade systems. There has been no change in the business of the Company during the financial year ended 31st March, 2023.

The highlights of the Companys performance on standalone basis are as under:

• Revenue from Operation in the Financial Year 2023 is Rs. 18,116.58 lakhs as compared to Rs. 8,923.63 lakhs in previous Financial Year 2022.

• EBITDA in Financial Year 2023 is Rs. 1,911.18 lakhs (i.e.10.55% of the Revenue from Operations) as compared to Rs. 1193.63 lakhs (i.e. 13.38% of the Revenue from Operations) in previous Financial Year 2022.

• Profit Before Tax is Rs. 974.68 lakhs in Financial Year 2023 as compared to Profit of Rs. 131.16 lakhs in previous Financial Year 2022.

• Profit After Tax is Rs. 844.55 lakhs in Financial Year 2023 as compared to Profit of Rs 163.01 lakhs in previous Financial Year 2022. The highlights of the Companys performance on consolidated basis are as under:

• Consolidated ProfitAfter Tax in the Financial Year 2023 is Rs. 842.13 lakhs as compared to Profit of Rs. 159.90 lakhs in

2. DIVIDEND:

In order to conserve the resources of company, the directors are not recommending any dividend for the FY 2022-23.

3. AMOUNT TRANSFERRED TO RESERVES:

The Board hasnt recommended any amount to be transferred to the reserves for the financial year under review.

4. TRANSFER OF UNCLAIMED DIVIDEND TO INVESTOR EDUCATION AND PROTECTION FUND:

There is no unpaid/unclaimed dividend amount lying with the Company, therefore the provisions of Section 125 of the Companies Act, 2013 do not apply.

5. EXTRACT OF ANNUAL RETURN:

Pursuant to Section 134(3)(a) and Section 92(3) of the Act read with Companies (Management and Administration) Rules, 2014, the Annual Return of the Company in Form MGT-7 has been placed on the Companys website www.innovators.in

6. DETAILS OF SUBSIDIARY, JOINT VENTURE AND ASSOCIATE COMPANIES:

The details of the subsidiaries, joint ventures or associate companies are as mentioned below:

Sr. No.

Name of the Company

Subsidiary/Joint Venture /Associate

1. Innovators Engineering Works Private Limited Wholly Owned Subsidiary Company
2. Innovators Facade Solutions (West) Private Limited Wholly Owned Subsidiary Company
3. Innovators Facade Solutions (South) Private Limited Wholly Owned Subsidiary Company
4. Innovators Facade Solutions (North) Private Limited Wholly Owned Subsidiary Company

Further, a statement containing the salient features of the financial statement of subsidiary Company in the prescribed format AOC-1 is appended as an "Annexure I" to the Boards report. The statement also provides the details of performance, financial positions of the subsidiary company. In accordance with Section 136 of the Companies Act, 2013, the audited financial including the consolidated financial statements and related information of the Company and audited accounts of each of its subsidiary, are available on website of the Company on http://www. innovators.in.

These documents will also be available for inspection during the business hours at the registered office of the Company.

7. MATERIAL CHANGES AND COMMITMENTS:

No material changes and commitments affecting the financial position of the Company occurred between the end of the financial year of the Company i.e. 31st March, 2023 to which these financial statements relate and the date of this report.

8. DISCLOSURE OF INTERNAL FINANCIAL CONTROLS:

Adequate internal control systems commensurate with the nature of the Companys business and size and complexity of its operations are in place and has been operating satisfactorily. Internal control systems comprising of policies and procedures are designed to ensure reliability of financial reporting, timely feedback on achievement of operational and strategic goals, compliance with policies, procedure, applicable laws and regulations and that all assets and resources are acquired economically, used efficiently and adequately protected.

9. PARTICULARS OF CONTRACTS OR ARRANGEMENT WITH RELATED PARTIES:

Transactions/Contracts/ arrangements, falling within the purview of provisions of Section 188(1) of the Companies Act, 2013, enteredbytheCompanywithrelatedpartiesasdefinedunder the provisions of Section 2(76) of the Act, during the financial year under review, were in ordinary course of business and have been transacted at arms length basis.

During the year under review, all contracts / arrangements / transactions entered into by the Company with related parties were approved by the Audit Committee and Prior is obtained for related party transactionswhich are repetitive in nature and entered in the ordinary course of business and on arms length basis. Accordingly, the disclosure of related party transactions as required under Section 134(3)(h) of the Act in Form AOC-2 is not applicable to the Company for FY 2022-23 and hence does not form part of this report.

The Policy on dealing with Related Party Transactions may be accessed on the Companys website at the link: http://innovators.in/investors-corner/

10. PARTICULARS OF LOANS, GUARANTEES, INVESTMENTS AND SECURITIES:

Particulars of loans given, investments made, guarantees given and securities provided as covered under the provisions of Section 186 of the Companies Act, 2013 if any, have been disclosed in the notes to the standalone financial statements forming part of the Annual Report.

11. SIGNIFICANT AND MATERIAL ORDERS PASSED BY THE REGULATORS OR COURTS:

During the year under review there has been no such significant and material orders passed by the regulators or courts or tribunals impacting the going concern status and companys operations future.

12. DETAILS OF CHANGE IN COMPOSITION OF DIRECTORS OR KEY MANAGERIAL PERSONNEL:

The constitution of the Board of Directors is in accordance with Section 149 of the Companies Act,2013and Regulations. Pursuant to the provisions of Section 152 of the Companies Act, 2013, Mr. Shivchand Sharma (DIN: 00298265) is liable to retire by rotation at the ensuing Annual General Meeting of the Company and being eligible has offered himself for reappointment. Necessary resolution for his re-appointment is included in the Notice of 24 th AGM for seeking approval of Members. The Directors recommended his re-appointment for your approval. A brief profile relating to him is given separately as an annexure to the AGM Notice. Following changes were recorded in the composition of KMP of the Company:-

NAME

DESIGNATION

APPOINTMENT/ RESIGNATION

DATE OF EVENT

Mrs. Anjana Sharma Whole-Time Director Resignation 09th December, 2022
Mr. Raman Sharma Additional Director (Executive) Appointment 09th December, 2022

13. SHARE CAPITAL:

The details of Share Capital of the Company are as under:

As at 31st March 2023 As at 31st March 2022

Particulars

Number of Shares Amount (In Rs.) Number of Shares Amount (In Rs.)

(a) Authorised Capital: Equity Shares of Rs. 10/- each

2,10,00,000 21,00,00,000 2,10,00,000 21,00,00,000

(b) Issued, Subscribed & Paid-up Capital: Equity Shares of Rs. 10/- each

1,88,67,808 18,86,78,080 1,88,67,808 18,86,78,080

14. DISCLOSURES RELATED TO BOARD, COMMITTEES AND POLICIES:

I. BOARD OF DIRECTORS:

The composition of the Board as on 31st March, 2023 is in conformity with the provisions of the Companies Act, 2013.

The Board of Directors met nine times during the financial year under review on 18 th April 2022, 12th May 2022, 09th June 2022, 17th August 2022, 14th October 2022, 14th November 2022, 09th December 2022, 01st February 2023 and 16th March 2023.

COMPOSITION OF THE BOARD:

The Company has a very balanced and diverse composition of Board of Directors, which primarily takes care of the business needs and stakeholders interest. The Non-executive Directors including Independent Directors on the Board are experienced and highly competent persons in their respective fields of expertise. They take active part at the Board and Committee Meetings by providing valuable guidance to the Management on various aspects of business, policy direction, governance, compliance etc. and play pivotal role on strategic issues, which enhances the transparency and add value in the decision-making process of the Board of Directors.

CATEGORY OF THE DIRECTORS

NUMBER OF DIRECTORS
Executive 2

Non-executive

Non-executive Non-Independent Director 1
Non-executive Independent Director (Woman Director) 1
Non-executive Independent Director 2
Total 6

Except, Mr. Shivchand Sharma who is the father of Mr. Radheshyam Sharma & Mr. Raman Sharma and Mr. Radheshyam Sharma who is the brother of Mr. Raman Sharma, no other Director is related directly or indirectly to any other Directors of the Company.

II. COMMITTEES OF THE BOARD

The Committees of the Board play a vital role in the governance structure of the Company and help the Board of Directors in discharging their duties have been constituted to deal with specific areas / activities, whichconcern the Company. The Committees are set with clearly defined roles and goals, which are crucial for the smooth functioning of the Company. The Board is responsible for the action of the Committees. The Chairman of the respective Committees inform the Board about the summary of the discussions held in the Committee Meetings. The minutes of the meetings of all the Committees are placed before the Board for review.

There are currently Four Committees of the Board, as follows:

a. Audit Committee

b. Nomination and Remuneration

c. Stakeholders Relationship Committee

d. Corporate and Social Responsibility Committee

Below are the details of all the Committees along with their compositions, and meetings held during the year:

A. AUDIT COMMITTEE:

Pursuant to Provisions of Section 177 of the Companies Act, 2013 during the financial year under review the Audit Committee met Five times on 18 th April 2022, 12th May 2022, 17th August 2022, 14th November 2022 and 16th March, 2023.

I. Terms of Reference/ Policy:

Apart from all the matters provided under Section 177 of the Companies Act, 2013, the Audit Committee reviews reports of the internal auditor, financial -formance and meets statutory auditors as and when required and discusses their findings, suggestions, observationsand other related-jor accounting policies followed by the Company.

II. Composition of the Audit Committee:

Composition of Audit Committee is as follows:

SR NO.

NAME

CATEGORY

DESIGNATION

1. Mr. Subhash Chand Gupta

Non-Executive Independent Director

Chairman
2. Mr. Sunil Krishnarao Deshpande Non-Executive Independent Director Member
3. Mrs. Poonam Bhati Non-Executive Independent Director Member
4. Mr. Radheshyam Sharma Managing Director Member

The Members of the Audit Committee are financially accounting and financial management expertise. The Audit Committee Policy of the Company is hosted on the Companys Website at: http://innovators.in/inves -tors-corner/

B. NOMINATION AND REMUNERATION COMMITTEE:

Pursuant to provisions of section 178 of the Companies Act, 2013 during the financial year under review, the Nomination and Remuneration Committee met Once on 09 th December 2022.

I. Terms of Reference/Policy:

On recommendation of the Nomination and -pany has framed a policy as per Section 178 of the Companies Act, 2013 for selec -tion and appointment of Directors, Senior Management and their remuneration.

II. Composition of the Nomination and Remuneration

Composition of Nomination and Remuneration Committee

SR NO.

NAME CATEGORY DESIGNATION
1. Mr. Subhash Chand Gupta Non-Executive Independent Director Chairman
2. Mr. Sunil Krishnarao Deshpande Non -Executive Independent Director Member
3. Mrs. Poonam Bhati Non-Executive Independent Director Member
4. Mr. Shivchand Sharma Non-Executive Non -Independent Director Member

The Company has Nomination and Remuneration policy, which provides the criteria for determining qualifications, positive attributes, independence of a Director policy relating to remuneration for Directors, Key Managerial Personnel and other employees in accordance with the provisions of Section 178 of the Companies Act, 2013. The Nomination and Remuneration Policy of the Company is hosted on the Companys Website at: http://innovators.in/investors-corner/

C. STAKEHOLDERS RELATIONSHIP COMMITTEE:

Pursuant to provisions of section 178 of the Companies Act, 2013 during the financial met Thrice (3) times on yearunderreview,the Stakeholders Relationship 18th April 2022, 17th August 2022 & 14th November 2022.

I. Terms of Reference/Policy:

Apart from all the matters provided under section 178 of the Companies Act, 2013. The Stakeholders Relationship Committee reviews the complaints received from the stakeholders of the company as and when required and discusses their findings, suggestions, observations and other related matters.

II. Composition of the Stakeholders Relationship Committee:

Composition of Stakeholders Relationship Committee is as follows:

SR NO.

NAME CATEGORY DESIGNATION
1. Mr. Subhash Chand Gupta Non-Executive Indepen - dent Director Chairman
2. Mr. Sunil Krishnarao Deshpande Non-Executive Indepen - dent Director Member
3. Mrs. Poonam Bhati Non-Executive Indepen - dent Director Member

The Stakeholders Relationship Committee Policy of the Company is Companys Website at: http://innovators.in/investors-corner/

D. CORPORATE SOCIAL RESPONSIBILITY COMMITTEE:

Pursuant to provisions of section 135 of the Companies Act, 2013 during the year review, Corporate Social Responsibility Committee Meeting was held by the Company on 01st February, 2023. The details as per the provisions of Rule 8 of Companies (Corporate Social Responsibility) Rules, 2014 is annexed herewith as "Annexure II" to this report.

I. Terms of Reference/Policy:

Pursuant to the provisions of section 135 of the Companies Act, 2013 read with Companies (Corporate Social Responsibility) Rules, 2014. The Company has constituted Corporate Social Responsibility Corporate Social Responsibility.

15. DECLARATION GIVEN BY INDEPENDENT DIRECTORS:

The Company has received and taken on record the declarations

Directors of the Company in accordance with the Section 149(6) of the Companies Act, 2013 confirming their independence and pursuant to Regulation 25 of the Listing Regulations.

16. SEPARATE MEETING OF INDEPENDENT DIRECTORS:

During the year under review, pursuant to Schedule IV of the Companies Act, 2013 and the Rules made thereunder all the Independent Directors of the Company met once without the attendance of Non-Independent Directors and Members of the Management.

The Non-Executive Independent Directors of the Company met on 01st February, 2023. During the said meeting, the following points were discussed:

• The performance of Non-Independent Directors and the Board as a whole.

• The performance of the Chairman of the Company taking into account the views of Executive Director and Non-Executive Directors.

• The quality, quantity and timeliness of flow of information between the Company management and the Board, that is necessary for the Board to effectively and reasonably perform its duties.

All the Non-Executive Independent Directors were present throughout the meeting. They expressed their satisfaction on the governance process followed by the Company as well as the information provided to them on a timely basis.

17. VIGIL MECHANISM POLICY:

The Board of Directors of the Company has pursuant to the provisions of Section 177(9) of the Companies Act, 2013 read with Rule 7 of the Companies (Meetings of Board and its Powers) Rules, 2014 established Vigil Mechanism Policy-Whistle Blower Policy for Directors and employees of the Company to provide a mechanism which ensures adequate safeguards to employees and Directors from any victimization on raising of concerns of any violations of legal or regulatory requirements, incorrect or misrepresentation of any financial statements and/or reports, etc. The employees of the Company have the right to report their concern or grievance to the Chairman of the Audit Committee. The Company is committed to adhere to the highest standards of ethical, moral and legal conduct of business operations. The Whistle Blower Policy is hosted on the Companys website at: innovators.in/investors-corner/.

18. RISK MANAGEMENT POLICY:

Risks are events, situations or circumstances which may lead to negative consequences on the Companys businesses. Risk management is a structured approach to manage uncertainty. The Board has adopted a Risk Management Policy for all its business divisions and corporate functions and the same have embraced in the decision making to ease the risk involved. Key business risks and their mitigation are considered in day-to-day working of the Company and also in the annual/ strategic business plans and management reviews.

19. PERFORMANCE EVALUATION:

Nomination and Remuneration Committee of the Board has formulated a Performance Evaluation Framework under which evaluation of the performance of Board as a whole, its committees and the individual directors was carried out. The Board subsequently evaluated performance of the Board, the Committees and Independent Directors; without participation of the concerned Director. The Nomination and Remuneration Committee has approved the Policy relating to evaluation of directors performance. Accordingly, evaluation of all directors was carried out.

20. DETAILS WITH RESPECT TO THE PROGRAMME FOR FAMILIARISATION OF INDEPENDENT DIRECTORS:

The familiarization programme aims to provide Independent Directors with the industry scenario, the socio-economic environment in which the Company operates, the business model, the operational and financial performance of the Company, significant developments so as to enable them to take well informed decisions in a timely manner. The familiarization program also seeks to update the Directors on the roles, responsibilities, rights and duties under the Act and other statutes.

21. PARTICULARS OF EMPLOYEES AND RELATED DISCLOSURES:

Disclosures pertaining to remuneration and other details as required under Companies Act, 2013, read with Rule 5(1) of the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014 are provided in the Annual Report and is marked as "Annexure III" to this Report.

22. MANAGEMENT DISCUSSION AND ANALYSIS REPORT:

Management Discussion and Analysis Report for the year under review as required pursuant to the provisions of Schedule V of the SEBI Regulations forms part of this Annual Report.

23. AUDITORS AND REPORTS:

The matters related to Auditors and their Reports are as under:

i. STATUTORY AUDITORS:

At the Annual General Meeting th September, 2021, M/s. S G C of the O & Co LLP, Chartered Accountants, Mumbai (Firm Registration Number 112081W/W100184), were appointed as statutory auditors of the Company for a term of three years [i.e., till the conclusion of Annual General Meeting to be held in Financial Year 2024-2025], subject to ratification of their appointment by Members at every AGM, if do required under the Act The requirement to place the matter relating to appointment of auditors for ratification by members at every AGM has been done away by the Companies (Amendment) Act, 2017 with effect from 07th May, 2018. Accordingly, no resolution is being proposed for ratification of appointment of statutory auditors at the ensuing AGM.

ii. OBSERVATIONS OF STATUTORY AUDITORS ON ACCOUNTS FOR THE YEAR ENDED 31st MARCH 2023:

The auditors report for the financial year ended 31st March, 2023 does not contain any qualification, reservation or adverse explanation or comments from the Board under Section 134(3) of the Companies Act, 2013.

iii. FRAUD REPORTING:

During the year under review, there were no instances of fraud falling within the purview of Section 143 (12) of the Companies Act, 2013 and rules made thereunder, by officers or employees reported by the Statutory Auditors of the Company during the course of the audit conducted.

24. SECRETARIAL AUDITOR:

The Secretarial Auditor, M/s. Jajodia & Associates, Practicing Company Secretary in practice, (COP No. 19900), has issued Secretarial Audit Report for the Financial Year 2022-23 pursuant to provisions of Section 204 of the Companies Act, 2013, read with Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, which is annexed as"Annexure IV" and forms part of this Report.

25. INTERNAL AUDITORS:

During the financial year under review, M/s. Omprakash Gehlot & Co. Chartered Accountants (Firm Registration Number 137081W.), Internal Auditors of the Company has carried the Internal Audit and submitted their Report thereon as per the provisions of Section 138 of Companies Act, 2013.

26. COST AUDITORS:

During the financial year the Company has appointed M/s. Y.R. Doshi & Co., Cost Accountants, Mumbai (FRN: 000003), as Cost Auditor of the Company as per the provision of Section 148 and other applicable provisions, if any, of the Companies Act, 2013 read with the Companies (Audit and Auditors) Rules, 2014, appointed by the Board of Directors of the Company, to conduct the audit of the cost records of the Company for the financial year ending 31st March, 2023.

27. ENERGY CONSERVATION, TECHNOLOGY ABSORPTION AND FOREIGN EXCHANGE EARNINGS AND OUTGO:

The particulars as required under the provisions of Section 134(3) (m) of the Companies Act, 2013 read with Rule 8 of the Companies (Accounts) Rules, 2014 in respect of conservation of energy, technology absorption, foreign exchange earnings and outgo etc. are as mentioned below:

a) Conservation of Energy:

Steps taken for conservation The Company lays great emphasis on
Steps taken for utilizing alternate sources of energy saving consumption of energy. Achieving reductions in energy consumption is an ongoing exercise in the Company.
Capital investment on energy conservation equipments measures have been taken to minimize the loss of energy, where ever possible.

b) Technology Absorption:

Efforts made towards technology absorption
Benefits derived like product improvement, cost reduction, product development or import substitution. Considering the nature of activities of the Company, there is no requirement with regard to technology absorption.
In case of imported technology (imported during the last three years reckoned from the beginning of the financial year):
Details of technology imported Nil
Year of import Not Applicable
Whether the technology has been fully absorbed Not Applicable
If not fully absorbed, areas where absorption has not taken place, and the reasons thereof Not Applicable
Expenditure incurred on Research and Development Nil

c) Foreign Exchange Earnings and Outgo:

(Amount in Lakhs.)

Particulars

FY 2022-23 FY 2021-22
Actual Foreign Exchange earnings Nil Nil
Actual Foreign Exchange outgo 147.29 0.41

28. DEPOSITS:

The Company has not accepted any deposit or unsecured loans from the public within the meaning of Section 73 of the Companies Act, 2013 read with The Companies (Acceptance of deposit by Companies) Rules, 2014.

29. PREVENTION OF INSIDER TRADING:

The Company has adopted a code of conduct for prevention of insider trading with a view to regulate trading in securitiesby the Directors and designated employees of the Company. The Code requires pre-clearance for dealing in the Companys shares and prohibits the purchase or sale of Company shares by the Directors and the designated employees while in possession of unpublished price sensitive information in relation to the Company and during the period when the Trading Window is closed. The Board is responsible for implementation of the Code.

All Directors and the designated employees have confirmed compliance with the Code.

30. PREVENTION OF SEXUAL HARASSMENT POLICY:

The Company has in place Prevention of Sexual Harassment Policy in line with the requirements of The Sexual Harassment of Women at the Workplace (Prevention, Prohibition & Redressal) Act, 2013. Internal Complaints Committee (ICC) has been set up to redress complaints received regarding sexual harassment. All employees (permanent, contractual, temporary, trainees) are covered under this policy. The following is a summary of sexual harassment complaints received and disposed of during the year 2022-23:

a) No of complaints received: Nil

b) No of complaints disposed of: N.A.

31. GENERAL:

Your Directors state that no disclosure or reporting is required in respect of the following items as there were no transactions on these items during the year I. Issue of equity shares with differential II. There is no change in the nature of the business of the company.

III. Issue of shares (including sweat equity shares) to employees of the Company under any scheme.

IV. Neither the Managing Director nor the Whole -time Directors of the Company receive any remuneration or commission from any of its subsidiaries.

32. DIRECTORS RESPONSIBILITY STATEMENT:

To the best of their knowledge and belief and according to the information and explanation obtained by them, your Directors make the following statements in terms of Section 134(5) of the Companies Act, 2013:

i. That in the preparation of the annual accounts, the applicable accounting standards have been followed and there are no material departures;

ii. That such accounting policies selected and estimates that are reasonable and prudent so as to give a true and fair view of the state of affairs of the Company at the end of the financial year and of the Profit of the Company for that period;

iii. That proper and sufficient care for the maintenance of adequate accounting records in accordance with the provisions of the Act for safeguarding the assets of the Company and for preventing and detecting fraud and other irregularities;

iv. That they have prepared the annual accounts on a going concern basis;

v. That proper internal financial controls have been laid down and that such controls are adequate and are operating effectively.

vi. That proper systems to ensure compliance with the provisions of all applicable laws and that such systems were adequate and operating effectively.

33. GREEN INITIATIVE:

Electronic copies of the Annual Report 2022-23 and the Notice of the 24th AGM are sent to all members whose email addresses are registered with the Company / Depositary Participant(s).

34. ACKNOWLEDGEMENT:

Your Directors take this opportunity to express their grateful appreciation for the excellent assistance and co-operation received from all our Clients, Financial Institutions, Bankers, Business Associates and the Government and other regulatory authorities and thanks all sustained support and encouragement towards the conduct of the proficient Company.

Your Directors would like to place on record their gratitude their support during the year.

Date: 11th July, 2023

For and on behalf of the Board

Place: Thane

Registered Office:

204,BldgNo.B-65,Jaydeep Radheshyam Sharma Raman Sharma
Nagar Co-Op Hsg Socty, Sector 1, Managing Director Director & CEO
Mira Road (East), Thane 401107 DIN: 00340865 DIN: 01484372