Karur Vysya Bank Financial Statements

Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Deposits -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Credit/Deposits -- -- -- --
Cost/Income -- -- -- --
CASA -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar ( In .Cr) Mar-2017 Mar-2016 Mar-2015 Mar-2014
Interest income 5,622 5,443 5,396 5,116
Interest expense (3,549) (3,662) (3,930) (3,832)
Net interest income 2,074 1,781 1,466 1,284
Non-interest income 782 707 581 564
Total op income 2,856 2,488 2,047 1,848
Total op expenses (1,285) (1,185) (1,103) (1,010)
Op profit (pre-prov) 1,571 1,303 943 838
Provisions (687) (391) (481) (442)
Exceptionals -- -- 8.67 --
Profit before tax 883 912 471 395
Taxes (277) (344) (7.20) 34.10
Net profit 606 568 464 430
Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar ( In .Cr) Mar-2020 Mar-2019 Mar-2018 Mar-2017
Total cash & equivalents 4,393 3,697 4,309 4,345
Investments 15,762 14,882 15,803 14,857
Advances 46,098 48,581 44,800 40,908
Total int-earning assets 66,253 67,159 64,913 60,110
Fixed assets 587 583 528 419
Other assets 1,529 1,685 1,605 1,390
Total assets 68,369 69,427 67,046 61,919
Net worth 6,600 6,423 6,264 5,036
Deposits 59,075 59,868 56,890 53,700
Borrowings 1,184 1,565 2,394 1,696
Total int-bearing liabs 60,259 61,433 59,284 55,395
Non-int-bearing liabs 1,510 1,571 1,497 1,488
Total liabilities 61,769 63,004 60,782 56,883
Equity + Total liabilities 68,369 69,427 67,046 61,919
Switch to
Consolidated
Standalone


Particulars ( Rupees In Crores.) Dec-2020 Sep-2020 Jun-2020 Mar-2020
Interest Earned 1,350 1,395 1,376 1,456
Other Income 251 272 317 347
Total Income 1,602 1,666 1,693 1,803
Operating Expenses ** 1,345 1,218 1,219 1,303
Operating Profit Before Prov. & Cont. 257 449 474 500
Provisions & Contingencies 201 285 338 429
Depreciation -- -- -- --
Provision For Taxes 21.10 49.10 30.80 (13)
Fringe Benefit Tax  -- -- -- --
Deferred Tax -- -- -- --
Net Profit 34.60 115 106 83.70
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 34.60 115 106 83.70
EPS (Unit Curr.) 0.43 1.44 1.32 1.05
EPS (Adj) (Unit Curr.) 0.43 1.44 1.32 1.05
Calculated EPS (Unit Curr.)  0.43 1.44 1.32 1.05
Calculated EPS (Adj) (Unit Curr.) 0.43 1.44 1.32 1.05
Calculated EPS (Ann.) (Unit Curr.)  1.73 5.75 5.28 4.19
Calculated EPS (Adj) (Ann.) (Unit Curr.)  1.73 5.75 5.28 4.19
Book Value (Unit Curr.) -- -- -- 82.60
Dividend (%) -- -- -- --
Equity 160 160 160 160
Reserve & Surplus  -- -- -- --
Face Value 2 2 2 2
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity) -- -- -- --
(%) of shares held by GOI -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 60.90 68.60 69.10 64.30
PBDTM(%) 4.12 11.80 9.91 4.85
PATM(%) 2.56 8.24 7.67 5.75
Capital Adequacy Ratio -- -- -- --
Tier I Capital -- -- -- --
Tier II Capital -- -- -- --
Open ZERO Brokerage Demat Account