Financial Statements

Cash Flow

Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Deposits -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Credit/Deposits -- -- -- --
Cost/Income -- -- -- --
CASA -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar ( In .Cr) Mar-2017 Mar-2016 Mar-2015 Mar-2014
Interest income 8,173 8,744 8,589 7,973
Interest expense (6,014) (6,569) (6,909) (6,352)
Net interest income 2,159 2,176 1,679 1,621
Non-interest income 578 478 429 427
Total op income 2,737 2,654 2,108 2,048
Total op expenses (1,496) (1,384) (1,332) (1,247)
Op profit (pre-prov) 1,242 1,270 775 801
Provisions (991) (771) (627) (554)
Exceptionals -- -- -- --
Profit before tax 250 498 148 246
Taxes (49) (162) (27) 54.30
Net profit 201 336 121 301
Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar ( In .Cr) Mar-2021 Mar-2020 Mar-2019 Mar-2018
Total cash & equivalents 8,339 9,578 6,618 7,133
Investments 32,023 24,552 26,173 32,982
Advances 60,942 58,412 69,176 66,569
Total int-earning assets 101,304 92,542 101,967 106,684
Fixed assets 1,585 1,241 1,230 1,083
Other assets 7,680 6,813 5,867 6,056
Total assets 110,568 100,596 109,064 113,823
Net worth 8,363 5,596 5,701 6,183
Deposits 96,108 89,668 98,558 101,726
Borrowings 2,644 3,213 2,714 3,683
Total int-bearing liabs 98,752 92,881 101,272 105,409
Non-int-bearing liabs 3,454 2,119 2,091 2,231
Total liabilities 102,205 94,999 103,363 107,640
Equity + Total liabilities 110,568 100,596 109,064 113,823
Switch to
Consolidated
Standalone


Particulars ( Rupees In Crores.) Mar-2021 Dec-2020 Sep-2020 Jun-2020
Interest Earned 1,611 1,763 1,800 1,800
Other Income 330 219 199 154
Total Income 1,941 1,983 1,999 1,954
Operating Expenses ** 1,767 1,842 1,768 1,728
Operating Profit Before Prov. & Cont. 174 140 231 226
Provisions & Contingencies 4.38 2,925 864 383
Depreciation -- -- -- --
Provision For Taxes 8.57 (409) (231) (40)
Fringe Benefit Tax  -- -- -- --
Deferred Tax -- -- -- --
Net Profit 161 (2,376) (401) (117)
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 161 (2,376) (401) (117)
EPS (Unit Curr.) 1.67 (34) (5.70) (1.70)
EPS (Adj) (Unit Curr.) 1.67 (34) (5.70) (1.70)
Calculated EPS (Unit Curr.)  0.40 (34) (5.70) (1.70)
Calculated EPS (Adj) (Unit Curr.) 0.40 (34) (5.70) (1.70)
Calculated EPS (Ann.) (Unit Curr.)  1.59 (136) (23) (6.70)
Calculated EPS (Adj) (Ann.) (Unit Curr.)  1.59 (136) (23) (6.70)
Book Value (Unit Curr.) 12.70 (11) 32.40 --
Dividend (%) -- -- -- --
Equity 4,053 701 701 701
Reserve & Surplus  -- -- -- --
Face Value 10 10 10 10
Public Shareholding (No Of.Shares)  118,735,354 118,735,354 118,735,354 118,735,354
Public Shareholding (% in Equity) 2.93 16.90 16.90 16.90
(%) of shares held by GOI 97.10 83.10 83.10 83.10
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares 3,933,932,610 582,317,742 582,317,742 582,317,742
Non Encumbered - % in Total Promoters Holding 100 100 100 100
Non Encumbered - % in Total Equity 97.10 83.10 83.10 83.10
PBIDTM(%) 79.80 (93) 30.80 61.50
PBDTM(%) 10.50 (158) (35) (8.70)
PATM(%) 9.98 (135) (22) (6.50)
Capital Adequacy Ratio -- -- -- --
Tier I Capital -- -- -- --
Tier II Capital -- -- -- --
Open ZERO Brokerage Demat Account