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Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Borrowings -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Loans/Borrowings -- -- -- --
Cost/Income -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
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Y/e 31 Mar ( In .Cr) Mar-2018 Mar-2017 Mar-2016 Mar-2015
Interest income 1,105 1,044 881 692
Interest expense (648) (646) (548) (431)
Net interest income 457 398 332 260
Non-interest income 2.30 1.71 1.17 0.82
Total op income 459 400 334 261
Total op expenses (78) (68) (64) (55)
Op profit (pre-prov) 381 332 269 207
Provisions (67) (52) (39) (20)
Exceptionals -- -- -- --
Profit before tax 314 280 230 186
Taxes (108) (98) (80) (63)
Net profit 206 182 150 123
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Y/e 31 Mar ( In .Cr) Mar-2019 Mar-2018 Mar-2017 Mar-2016
Equity Capital 62.60 62.60 62.60 62.50
Reserves 1,465 1,246 1,075 892
Net worth 1,527 1,308 1,137 955
Long-term borrowings 9,277 7,334 5,532 5,025
Other Long-term liabilities -- -- 34.50 10.60
Long term provisions -- -- 151 102
Total Non-current liabilities 9,277 7,334 5,717 5,138
Short Term Borrowings -- 800 922 497
Trade payables -- -- -- --
Other current liabilities 88.20 247 1,209 1,114
Short term provisions 12 12.80 13.60 19.40
Total Current liabilities 100 1,060 2,145 1,630
Total Equities and Liabilities 10,905 9,703 8,999 7,723
Fixed Assets 15.50 13.50 9.12 9.25
Non-current investments 22 15.60 15.60 12.40
Deferred tax assets (Net) (52) (28) (44) (40)
Long-term loans and advances -- -- 12.30 11.10
Other non-current assets 10,848 9,668 8,369 7,192
Total Non-current assets 10,833 9,669 8,362 7,185
Current investments -- -- -- --
Trade receivables -- -- -- --
Cash and cash equivalents 57.60 25.90 22.50 20
Short-term loans and advances 14.30 8.34 614 519
Other current assets -- -- -- --
Total Current assets 71.90 34.20 637 539
Total Assets 10,905 9,703 8,999 7,723
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Particulars ( Rupees In Crores.) Mar-2019 Mar-2018 Mar-2017 Mar-2016
Gross Sales 1,189 1,107 1,044 852
Excise Duty -- -- -- --
Net Sales 1,189 1,107 1,044 852
Other Operating Income -- -- -- 28.60
Other Income 5.92 2.87 1.71 1.17
Total Income 1,195 1,110 1,046 882
Total Expenditure ** 110 151 116 99.40
PBIDT 1,085 959 930 783
Interest 720 649 646 548
PBDT 365 310 284 234
Depreciation 5.03 3.09 3.56 4.15
Tax 102 102 94 80
Fringe Benefit Tax -- -- -- --
Deferred Tax 23.50 3.97 3.92 --
Reported Profit After Tax 235 201 182 150
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 235 201 182 150
EPS (Unit Curr.) 37.50 32.10 29.10 24
EPS (Adj) (Unit Curr.) 37.50 32.10 29.10 24
Calculated EPS (Unit Curr.) 37.50 32.10 29.10 24
Calculated EPS (Adj) (Unit Curr.)  37.50 32.10 29.10 24
Calculated EPS (Ann.) (Unit Curr.) 37.50 32.10 29.10 24
Calculated EPS (Adj) (Ann.) (Unit Curr.)  37.50 32.10 29.10 24
Book Value (Unit Curr.) -- -- -- --
Dividend (%) 25 22 20 18
Equity 62.60 62.60 62.60 62.50
Reserve & Surplus 1,465 1,266 1,075 892
Face Value 10 10 10 10
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity)  -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 91.20 86.60 89.10 91.80
PBDTM(%) 30.70 28 27.20 27.50
PATM(%) 19.70 18.20 17.50 17.60