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Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Borrowings -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Loans/Borrowings -- -- -- --
Cost/Income -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
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Y/e 31 Mar ( In .Cr) Mar-2018 Mar-2017 Mar-2016 Mar-2015
Interest income 227 208 184 186
Interest expense (96) (91) (90) (85)
Net interest income 130 117 94.10 101
Non-interest income 0.41 0.83 1.43 1.89
Total op income 131 118 95.50 103
Total op expenses (22) (24) (18) (17)
Op profit (pre-prov) 109 93.70 77.70 85.90
Provisions -- (20) (2) (4)
Exceptionals -- 23.40 -- --
Profit before tax 109 97 75.70 81.90
Taxes (34) (27) (22) (22)
Net profit 75.30 70.40 53.60 60.20
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Y/e 31 Mar ( In .Cr) Mar-2019 Mar-2018 Mar-2017 Mar-2016
Equity Capital 80.70 80.70 80.70 80.70
Reserves 656 597 474 433
Net worth 737 678 554 514
Long-term borrowings 1,324 1,304 958 941
Other Long-term liabilities 1.91 0.92 -- 0.50
Long term provisions 0.61 0.61 9.55 8.21
Total Non-current liabilities 1,326 1,305 968 950
Short Term Borrowings -- -- 91.70 55.30
Trade payables 1.39 1.44 -- --
Other current liabilities 24.70 27.80 35.50 34.90
Short term provisions 1.57 4.59 24.40 9.73
Total Current liabilities 27.60 33.90 152 99.90
Total Equities and Liabilities 2,091 2,017 1,674 1,564
Fixed Assets 14.40 14.70 20.40 29.10
Non-current investments 318 301 181 113
Deferred tax assets (Net) 7.23 10.10 (27) (26)
Long-term loans and advances 2.40 2.32 26.30 28.50
Other non-current assets 1,652 1,517 1,215 1,116
Total Non-current assets 1,994 1,846 1,416 1,261
Current investments -- -- 67.10 141
Trade receivables -- -- -- --
Cash and cash equivalents 51.80 126 11 5.29
Short-term loans and advances 44.80 45.60 180 156
Other current assets -- -- -- --
Total Current assets 96.60 172 258 303
Total Assets 2,091 2,017 1,674 1,564
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Particulars ( Rupees In Crores.) Mar-2019 Sep-2018 Mar-2018 Sep-2017
Gross Sales 121 109 116 108
Excise Duty -- -- -- --
Net Sales 121 109 116 108
Other Operating Income -- -- -- --
Other Income 6.02 0.33 -- 0.28
Total Income 127 109 116 108
Total Expenditure ** 10.60 7.34 11.70 8.16
PBIDT 116 102 104 100
Interest 52.30 52.10 49.60 46.80
PBDT 64.10 49.90 54.30 53.40
Depreciation 0.18 0.18 0.26 0.36
Tax 13.90 13.50 15.80 13.70
Fringe Benefit Tax -- -- -- --
Deferred Tax -- -- -- --
Reported Profit After Tax 50.10 36.20 38.20 39.30
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 50.10 36.20 38.20 39.30
EPS (Unit Curr.) 6.20 4.48 4.73 4.87
EPS (Adj) (Unit Curr.) 6.20 4.48 4.73 4.87
Calculated EPS (Unit Curr.) 6.20 4.48 4.73 4.87
Calculated EPS (Adj) (Unit Curr.)  6.20 4.48 4.73 4.87
Calculated EPS (Ann.) (Unit Curr.) 12.40 8.97 9.47 9.73
Calculated EPS (Adj) (Ann.) (Unit Curr.)  12.40 8.97 9.47 9.73
Book Value (Unit Curr.) -- -- -- --
Dividend (%) -- -- -- --
Equity 80.70 80.70 80.70 80.70
Reserve & Surplus -- -- -- --
Face Value 10 10 10 10
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity)  -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 96.20 93.60 89.90 92.70
PBDTM(%) 53 45.80 46.90 49.40
PATM(%) 41.40 33.20 33.10 36.40