A mutual fund is a pool of investments by different investors who share a common objective. This pool is managed by a fund manager who then invests these collective funds in different securities and shares in the market.
The Manager invests the funds with an attempt to grow and appreciate the money over time. The income/ gains from the investment are divided proportionately among the investors after deducting the applicable charges.
One of the first tasks a parent or even a financial advisor will advise you to do when you first start earning, is to invest a part of your income. Accumulating wealth over a period of time is almost always, difficult to achieve just by earning a salary and saving a part of it.
To many people, mutual funds might seem like a complicated concept.
Schemes for every type of investor is one of the most significant reasons for the widespread popularity of mutual funds in India.
Is it your first time investing in mutual funds? Does it seem too complex? Well, it's not!
Ever considered investing in mutual funds? If you're at a stage in your life where you are seeking more than one savings/ investment option,
If you are aiming for long-term wealth creation or want to build a diversified portfolio, equity funds can be a great option. Read this post to know what they are, how they work, and who should invest in them.
Equity funds are a type of mutual fund that invests your money in the stock market. An equity scheme can have several different stocks
Equity mutual funds are known for their high-return potential but also carry a high risk.
TIf you are not comfortable with direct equity investment but still want to participate in the market rally, equity mutual funds can be an excellent choice.
When classified based on market capitalisation, equity funds can be divided into large-cap, mid-cap, and small-cap funds.
Debt funds invest your money in debt instruments, such as government bonds, company debentures, and other securities that can deliver fixed income. They are generally considered one of the safest
Debt funds are fast gaining popularity among Indian investors, thanks to the prevailing volatile market conditions.
Investors are always looking for ways to invest their money so that they can get the maximum possible returns.
Monthly Investment Plan (MIP) is an investment instrument specially designed for conservative investors.
If you are searching for a mutual fund where you could park your excess money for a short-term and earn risk-free returns, Money Market Funds (MMFs) are highly recommended.
As the name suggests, balanced or hybrid funds are funds that invest in two or more asset classes as per the investment objective and other factors.
To many people, mutual funds might seem like a complicated concept. People are familiar with the traditional methods of increasing wealth.
Securities like stocks are listed across multiple exchanges. Often there is a difference in the price of the security across markets.
If you cannot leverage the volatility of the equity market on your own, arbitrage funds can do it for you. Check out this post to know 10 of the top-performing arbitrage funds.
One of the most significant factors determining your investment in mutual funds is the degree of your risk appetite.
Equity Linked Savings Scheme is a type of diversified mutual fund. While the schemes have maximum exposure in equity and equity-related instruments, a part of the investment is made in the debt market.
One of the biggest USPs of investing in mutual funds is the fact that there are schemes to suit every type of investor.
Saving taxes is an art and investing has always been a great way to save tax. Know more about the kind of funds you must invest in.
How to save maximum tax is a question that is on everyone's minds, investors, or not.
There are many tax-saving instruments available under section 80C of the Income Tax Act.
One of the first tasks a parent or even a financial advisor will advise you to do when you first start earning, is to invest a part of your income. Accumulating wealth over a period of time is almost always, difficult to achieve just by earning a salary and saving a part of it.
Most financial advisors have observed that when an investor first starts to invest in mutual funds, they lack the discipline of investing regularly.
There are two ways in which you can invest in mutual funds- investing through SIP or making a lump sum investment.
With a Systematic Investment Plan (SIP), one can start investing in mutual funds with as little as Rs. 1,000/month.
