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Bharti AXA Life Smart Bima

Insurance Company	Bharti Axa Life Insurance Company Ltd
Plan Name	Bharti AXA Life Smart Bima
Plan Nature	TRADITIONAL
Plan Category	Term Plan
UIN No.	130N067V01
About Plan	This is a One Year Renewable Group Term Insurance Plan that provides a death benefit, ensuring that your familys needs are taken care of.

Benefits

Particulars	Description
Maturity Benefits	No Maturity benefit is payable under this plan.
Death Benefits	In the event of death of the life Insured, provided the cover is in force, the sum assured for such life insured shall be payable to the nominee/beneficiary. Any unpaid premiums during the term of the policy shall be deducted from the Sum Assured. In case due premiums have been collected from individual members but have not been remitted to the insurer, before expiry of the grace period, and in such an event if death claim arises, the responsibility to pay the Death Benefit as per the coverage schedule rests with the Insurer. Incase the life insured, whether medically sane or insane, commits suicide, resulting in death directly or indirectly, within one year from the policy effective date or risk commencement date of the life insured or from date of reinstatement/revival of the policy, whichever is later, the Beneficiary/Nominee will receive 80% of Premium paid.
Surrender Benefit	In case of surrender of the policy, no benefit is payable.

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Minimum Entry Age	18 Years
Maximum Entry Age	50 Years
Maximum Maturity Age	55 Years
Minimum Sum Assured	Rs. 5,000/-
Maximum Sum Assured	Rs. 5,00,000/-

Section	Description
SEC 80 C	Tax deduction up to Rs. 1,50,000 of premiums can be claimed under Section 80C of the Income Tax Act, 1961 for premium payments made towards a term insurance policy.
SEC 10 (10)D	As per Section 10(10D) of the Income Tax Act, 1961, any amount received under a Life Insurance Policy, including bonus is exempt from tax.

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