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Pramerica Dengue Shield

Summary Info

Insurance Company	Pramerica Life Insurance Company Ltd
Plan Name	Pramerica Dengue Shield
Plan Nature	TRADITIONAL
Plan Category	Health Plan
UIN No.	140N051V01
About Plan	This is a Traditional Fixed Benefit Individual Health Plan. This plan, a soultion to cover you against the financial impact of dengue during illness and recovery process. Therefore, go ahead and fight against dengue.

Basic Details

Minimum Entry Age	91 Days (age as on last birthday)
Maximum Entry Age	65 Years (age as on last birthday)
Coverage Type	i)Individual Cover : Single member; ii)Family Cover : Maximum 6 members can be covered in a policy
Policy Term	5 Years
Minimum Sum Assured	Rs. 25,000/-, Rs. 40,000/- or Rs. 50,000/-;
Premium (if you purchase from advisors or from company branches)	for Sum Insured of Rs. 25,000/-: Regular pay - Rs. 415/-, Single pay - Rs. 1550/-; for Sum Insured of Rs. 40,000/-: Regular pay - Rs. 550/-, Single pay - Rs. 2,100-; for Sum Insured of Rs. 50,000/-: Regular pay - Rs. 650/-, Single pay - Rs. 2,475/-;
Premium (If you purchase this online)	for Sum Insured of Rs. 25,000/-: Regular pay - Rs. 365/-, for Single pay - Rs. 1,500/-; for Sum Insured of Rs. 40,000/-: Regular pay - Rs. 500/-, for Single pay - Rs. 2,050/-; for Sum Insured of Rs. 50,000/-: Regular pay - Rs. 575/-, for Single pay - Rs. 2,400/-;

Key Benefits

Benefits

Particulars	Description
Maturity Benefits	There is no maturity benefit payable under this product.
Major Diseases Benefit	On diagnosis of dengue fever (Dengue Haemorrhagic fever and/or Dengue Shock Syndrome), 100% of chosen Sum Insured will be paid subject to all of the following conditions:i) Decreasing platelet levels-less than 100,000 cells/mm3, and ii) Increasing in hematocrit more than 20% o the highest normal value, and iii) immunoglobulins/PCR test showing positive results for Dengue, and iv) Attending physicians certification for diagnosis of Dengue Haemorrhagic fever, and/or Dengue Shock Syndrome, and v) Minimum 48 In-patient care consecutive hours of hospitalization in a Hospital for medically necessary treatment of Dengue
Surrender Benefit	Policy puchased under Single Premium mode will immediately acquire the surrender value. The surrender value will be calculated as 50% of Single Premium (excluding taxes, if any) * (Unexpired coverage term in completed months/60). There is no surrender value available on the policies purchased under regular premium payment mode.

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