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Pramerica Smart Money Back Plan

Insurance Company	Pramerica Life Insurance Company Ltd
Plan Name	Pramerica Smart Money Back Plan
Plan Nature	TRADITIONAL
Plan Category	Money Back
UIN No.	140N045V01
About Plan	It is a Participating Endowment Plan. This plan helps fund your important milestones by periodically providing money backs during the Policy Term and helping you build a corpus for your long term financial needs so that you can continue to meet your financial responsibilities with ease.

Benefits

Particulars	Description
Maturity Benefits	On survival to Maturity date after the Policy has become reduced paid-up, Accrued Reversionary Bonus plus Final Paid-up Bonus, if any, would become payable.
Death Benefits	In case of Death of the Life Insured during the Policy Term after the Policy has become reduced paid-up, T (divided by) N (multiplied by) Death Sum Assured plus Accrued Reversionary Bonuses, if any plus interm bonus and final paid-up Bonus, if any, would become payable.
Survival Benefit	In case of Survival of the Life Insured during the Policy Term after the Policy has become reduced paid-up, following reduced survival benefit will become payable as scheduled: Reducced Survival Benefit = T (divided by) N (multiplied by) Survival Benefit.

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Minimum Entry Age	8 Years
Maximum Entry Age	For Policy Term 16 Years : 49 Years For Policy Term 20 Years : 45 Years
Maximum Maturity Age	65 Years
Minimum Policy Term	16 Years
Maximum Policy Term	20 Years
Minimum Sum Assured	Rs.1,20,000
Maximum Sum Assured	No Limit

Section	Description
SEC 80 C	Tax deduction up to Rs. 1,50,000 of premiums can be claimed under Section 80C of the Income Tax Act, 1961 for premium payments made towards a term insurance policy.
SEC 10 (10)D	As per Section 10(10D) of the Income Tax Act, 1961, any amount received under a Life Insurance Policy, including bonus is exempt from tax.

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