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TATA AIA Life Insurance Wealth Pro Plan

Insurance Company	Tata AIA Life Insurance Company Ltd
Plan Name	TATA AIA Life Insurance Wealth Pro Plan
Plan Nature	ULIP
Plan Category	Savings & Investment Plan
UIN No.	110L111V01
About Plan	This is a Non-Participating Unit Linked Endowment Insurance Plan that helps grow your money into wealth so that your dreams and aspirations never fall short of resources. Investment in this plan can help you fulfill your medium to long term goals such as childrens education, retirement planning and wealth creation. This plan that makes your wealth keep pace with your dreams.

Minimum Entry Age	0 Years (30 days)
Maximum Entry Age	60 Years
Minimum Maturity Age	18 Years
Maximum Maturity Age	75 Years
Minimum Policy Term	15 Years
Maximum Policy Term	40 Years
Premium Paying Term	Single Pay, Limited Pay - 5/7 and 10 years, Regular / Limited Pay - 15 and 20 years
Minimum Premium	Single Pay - Rs. 5,00,000, Regular / Limited Pay - Rs. 2,50,000 per annum
Maximum Premium	No Limit
Minimum Sum Assured	for Single Pay: 1.25 times the Single Premium; for Regular / Limited Pay: Higher of (10AP) or (0.5 Policy Term * AP)
Maximum Sum Assured	for Single Pay: 1.25 times the Single Premium; for Regular / Limited Pay: Base on Entry Age band, Policy Term;

Benefits

Particulars	Description
Maturity Benefits	On survival to the end of the policy term, you will receive the Total Fund Value valued at applicable NAV on the date of Maturity.
Death Benefits	In case of death of the Life insured during the policy term and while the policy is in force, the Nominee/legal heir will get, Highest of: i) the Basic Sum Assured net of all Deductible Partial Withdrawals if any, from the Regular/Single Premium Fund Value, or ii) the Regular/Single Premium Fund Value of this Policy, or iii) 105 percent of the total Regular/Single Premiums paid, or iv) 10 times of the annualised premium in case of both limited premium payment term/regular premium payment term. In addition to the above, Highest of: i) the approved Top-up Sum Assured(s) or ii) Top-up Premium Fund Value of this Policy or iii) 105 percent of the total Top-up Premiums paid, is also payable provided the policyholder has a Top-up Premium Fund Value. Deductible Partial Withdrawals are not applicable in case of Top-up Sum Assured.
Loan against policy	Policy Loan is not applicable under this plan.
Additional Benefits	Non-Negative Claw-Back Additions: In the process to comply with the reduction in yield, the Company shall arrive at specific non-negative claw-back additions, if any, to be added to the unit Fund Value, as applicable, at various durations of time after the first five years of the contract.
Partial Withdrawal Benefit	This plan enables you to withdraw from your fund. The withdrawals from Regular / Single Premium Fund are allowed after five policy anniversaries from the date of issuance of your policy, provided the policy is in force. Partial withdrawal from the Top-up Premium Fund can be allowed anytime after five policy anniversaries from the dateof acceptance of each such Top-up Premium paid. For Regular Premium policy, minimum partial withdrawal amount is Rs 5,000 subject to Total Fund Value post suchwithdrawals being not less than an amount equivalent to one yearÆs Annualised Regular Premium. For Single Premium policy, minimum partial withdrawal amount is Rs 5,000 subject to Total Fund Value post suchwithdrawals being not less than an amount equivalent to 5% of Single Premium paid. Maximum of four (4) partial withdrawals are allowed in a policy year and no charges for making the partial withdrawals.
Surrender Benefit	The policyholder can completely withdraw his / her policy anytime during the policy If policyholder requests for Complete Withdrawal from the policy Within the lock-in period: The surrender value i.e. the fund value less applicable discontinuance charges as on the date of discontinuance shall be credited to the Discontinued Policy Fund II as maintained by the Company. The Proceeds of the Discontinued Policy i.e. the fund value as on the date of discontinuance plus entire income earned after deduction of the fund management charges, subject to a minimum guarantee of interest @ 4% p.a. or as prescribed by IRDA of India from time to time shall be paid to the policyholder after completion of the lock-in period. In case of death of the insured during this period the Proceeds of the Discontinued Policy shall be payable to the nominee immediately. If policyholder requests for Complete Withdrawal from the policy After the Lock-in Period: The total fund value as on the date of complete withdrawal shall be paid to the policy holder.
Loyalty Benefits	As a reward for your loyalty, additional units at the rate of 0.20% of the units in each of the funds under the RegularPremium Account will be credited (post deduction of applicable charges) to the respective funds every policyanniversary starting from eleventh (11th) Policy Anniversary till the end of the policy term. If you have chosen a single pay option, the additional units at the rate of 0.35% of units in each of the funds under the Single Premium Account will be credited (post deduction of applicable charges) to the respective funds every policyanniversary starting from sixth (6th) Policy Anniversary till the end of the policy term. The Loyalty Additions will be credited only if the policy is in force and all due premiums have been paid. Loyalty Additions are not payable on Top-up Premium Account.

Discontinuance Policy Fund II

India Consumption Fund

Large Cap Equity Fund

Multi Cap Fund

Super Select Equity Fund

Top 200 Fund

Top 50 Fund

Whole Life Aggressive Growth Fund

Whole Life Income Fund

Whole Life Midcap Equity Fund

Whole Life Stable Growth Fund

WL ST Fixed Income Fund

Particulars	Range
Discontinuance Policy Fund II
	60% - 100%
	0% - 40%
India Consumption Fund
	60% - 100%
	0% - 40%
	0% - 40%
Large Cap Equity Fund
	80% - 100%
	0% - 20%
Multi Cap Fund
	60% - 100%
	0% - 40%
	0% - 40%
Super Select Equity Fund
	60% - 100%
	0% - 40%
Top 200 Fund
	60% - 100%
	0% - 40%
Top 50 Fund
	60% - 100%
	0% - 40%
Whole Life Aggressive Growth Fund
	50% - 80%
	20% - 50%
	0% - 30%
Whole Life Income Fund
	60% - 100%
	0% - 40%
Whole Life Midcap Equity Fund
	60% - 100%
	0% - 40%
Whole Life Stable Growth Fund
	30% - 50%
	50% - 70%
	0% - 20%
WL ST Fixed Income Fund
	60% - 100%
	0% - 40%

NAV Name	Nav Date	Nav Rs
India Consumption Fund	18-Jan-2022	32.66
Large Cap Equity Fund	18-Jan-2022	46.59
Multi Cap Fund	18-Jan-2022	36.51
Super Select Equity Fund	18-Jan-2022	56.48
Top 200 Fund	18-Jan-2022	98.09
Top 50 Fund	18-Jan-2022	60.52
Whole Life Aggressive Growth Fund	18-Jan-2022	58.65
Whole Life Income Fund	18-Jan-2022	32.08
Whole Life Midcap Equity Fund	18-Jan-2022	88.42
Whole Life Short-Term Fixed Income Fund	18-Jan-2022	28.62
Whole Life Stable Growth Fund	18-Jan-2022	43.18

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Section	Description
SEC 80 C	Tax deduction up to Rs. 1,50,000 of premiums can be claimed under Section 80C of the Income Tax Act, 1961 for premium payments made towards a term insurance policy.
SEC 10 (10)D	As per Section 10(10D) of the Income Tax Act, 1961, any amount received under a Life Insurance Policy, including bonus is exempt from tax.

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